SLM Co. Expected to Post Q2 2025 Earnings of $0.49 Per Share (NASDAQ:SLM)

SLM Co. (NASDAQ:SLM) – Equities research analysts at Wedbush issued their Q2 2025 earnings per share (EPS) estimates for SLM in a research note issued on Wednesday, March 27th. Wedbush analyst D. Chiaverini expects that the credit services provider will earn $0.49 per share for the quarter. Wedbush currently has a “Outperform” rating and a $21.00 target price on the stock. The consensus estimate for SLM’s current full-year earnings is $2.66 per share. Wedbush also issued estimates for SLM’s Q3 2025 earnings at $0.57 EPS and Q4 2025 earnings at $0.55 EPS.

SLM (NASDAQ:SLM) last released its earnings results on Tuesday, January 30th. The credit services provider reported $0.72 earnings per share for the quarter, missing the consensus estimate of $0.87 by ($0.15). The business had revenue of $725.66 million for the quarter, compared to the consensus estimate of $379.20 million. SLM had a return on equity of 36.86% and a net margin of 20.65%. During the same quarter last year, the business posted ($0.33) earnings per share.

Other analysts also recently issued research reports about the stock. Wells Fargo & Company raised shares of SLM from an “equal weight” rating to an “overweight” rating and lifted their price target for the company from $14.00 to $20.00 in a research note on Friday, December 8th. Royal Bank of Canada increased their price target on SLM from $21.00 to $22.00 and gave the stock an “outperform” rating in a research report on Thursday, January 25th. TheStreet upgraded SLM from a “c+” rating to a “b” rating in a research note on Wednesday, January 24th. JPMorgan Chase & Co. reaffirmed a “neutral” rating and issued a $20.00 price objective (up from $18.00) on shares of SLM in a research note on Thursday, January 4th. Finally, Citigroup raised shares of SLM from a “neutral” rating to a “buy” rating and raised their target price for the company from $14.00 to $23.00 in a research report on Tuesday, January 16th. Three research analysts have rated the stock with a hold rating and nine have assigned a buy rating to the stock. According to MarketBeat, the stock has a consensus rating of “Moderate Buy” and an average price target of $19.77.

SLM Trading Up 0.9 %

Shares of SLM opened at $21.79 on Thursday. The company has a debt-to-equity ratio of 3.21, a current ratio of 1.22 and a quick ratio of 1.22. The firm has a market capitalization of $4.80 billion, a price-to-earnings ratio of 9.08, a PEG ratio of 0.45 and a beta of 1.16. The company has a 50-day moving average of $20.32 and a 200 day moving average of $17.19. SLM has a 1-year low of $11.61 and a 1-year high of $21.94.

Institutional Investors Weigh In On SLM

A number of hedge funds and other institutional investors have recently bought and sold shares of SLM. Signaturefd LLC boosted its position in SLM by 7.7% during the fourth quarter. Signaturefd LLC now owns 7,891 shares of the credit services provider’s stock worth $151,000 after purchasing an additional 565 shares in the last quarter. Blue Trust Inc. boosted its position in shares of SLM by 81.4% in the 4th quarter. Blue Trust Inc. now owns 1,328 shares of the credit services provider’s stock worth $25,000 after buying an additional 596 shares in the last quarter. LPL Financial LLC grew its stake in SLM by 1.2% in the 1st quarter. LPL Financial LLC now owns 58,643 shares of the credit services provider’s stock valued at $727,000 after acquiring an additional 677 shares during the last quarter. Tower Research Capital LLC TRC increased its holdings in SLM by 3.3% during the 3rd quarter. Tower Research Capital LLC TRC now owns 21,663 shares of the credit services provider’s stock valued at $295,000 after acquiring an additional 697 shares in the last quarter. Finally, Headlands Technologies LLC raised its position in SLM by 46.4% during the fourth quarter. Headlands Technologies LLC now owns 2,330 shares of the credit services provider’s stock worth $45,000 after acquiring an additional 739 shares during the last quarter. Institutional investors and hedge funds own 98.94% of the company’s stock.

Insider Transactions at SLM

In related news, SVP Jonathan Boyles sold 94,078 shares of the firm’s stock in a transaction dated Thursday, February 29th. The stock was sold at an average price of $20.72, for a total transaction of $1,949,296.16. Following the completion of the sale, the senior vice president now directly owns 52,751 shares of the company’s stock, valued at approximately $1,093,000.72. The sale was disclosed in a filing with the Securities & Exchange Commission, which can be accessed through the SEC website. In other SLM news, SVP Jonathan Boyles sold 94,078 shares of the business’s stock in a transaction that occurred on Thursday, February 29th. The shares were sold at an average price of $20.72, for a total transaction of $1,949,296.16. Following the completion of the transaction, the senior vice president now owns 52,751 shares in the company, valued at approximately $1,093,000.72. The transaction was disclosed in a document filed with the Securities & Exchange Commission, which is available at this hyperlink. Also, EVP Donna F. Vieira sold 12,308 shares of the business’s stock in a transaction that occurred on Tuesday, January 30th. The stock was sold at an average price of $20.27, for a total transaction of $249,483.16. Following the sale, the executive vice president now owns 126,500 shares of the company’s stock, valued at approximately $2,564,155. The disclosure for this sale can be found here. Insiders own 0.91% of the company’s stock.

SLM Dividend Announcement

The company also recently announced a quarterly dividend, which was paid on Friday, March 15th. Stockholders of record on Monday, March 4th were given a $0.11 dividend. The ex-dividend date of this dividend was Friday, March 1st. This represents a $0.44 annualized dividend and a dividend yield of 2.02%. SLM’s dividend payout ratio (DPR) is presently 18.33%.

SLM announced that its board has initiated a share repurchase plan on Wednesday, January 24th that authorizes the company to repurchase $650.00 million in outstanding shares. This repurchase authorization authorizes the credit services provider to reacquire up to 14.5% of its shares through open market purchases. Shares repurchase plans are often an indication that the company’s board believes its shares are undervalued.

SLM Company Profile

SLM Corporation, through its subsidiaries, originates and services private education loans to students and their families to finance the cost of their education in the United States. It is also involved in the provision of retail deposit accounts, including certificates of deposit, money market accounts, and high-yield savings accounts; and interest-bearing omnibus accounts.