Zacks Research Weighs in on NMI Holdings, Inc.’s Q1 2025 Earnings (NASDAQ:NMIH)

NMI Holdings, Inc. (NASDAQ:NMIH) – Zacks Research lowered their Q1 2025 earnings estimates for NMI in a note issued to investors on Monday, June 3rd. Zacks Research analyst R. Department now forecasts that the financial services provider will post earnings per share of $1.13 for the quarter, down from their prior estimate of $1.16. The consensus estimate for NMI’s current full-year earnings is $4.24 per share. Zacks Research also issued estimates for NMI’s Q1 2026 earnings at $1.17 EPS and FY2026 earnings at $4.49 EPS.

NMI (NASDAQ:NMIH) last announced its earnings results on Tuesday, April 30th. The financial services provider reported $1.08 earnings per share (EPS) for the quarter, topping analysts’ consensus estimates of $0.96 by $0.12. The business had revenue of $156.25 million for the quarter, compared to analyst estimates of $133.76 million. NMI had a net margin of 56.26% and a return on equity of 18.09%. The company’s revenue for the quarter was up 14.2% compared to the same quarter last year. During the same period last year, the firm posted $0.88 earnings per share.

Other equities analysts have also issued reports about the stock. StockNews.com lowered shares of NMI from a “buy” rating to a “hold” rating in a research report on Monday. JPMorgan Chase & Co. raised their target price on shares of NMI from $35.00 to $36.00 and gave the stock an “overweight” rating in a research report on Wednesday, May 1st. Royal Bank of Canada increased their price target on NMI from $31.00 to $33.00 and gave the stock a “sector perform” rating in a report on Thursday, February 15th. Keefe, Bruyette & Woods increased their price target on NMI from $33.00 to $36.00 and gave the stock a “market perform” rating in a report on Thursday, April 4th. Finally, Compass Point increased their price target on NMI from $33.00 to $36.00 and gave the stock a “buy” rating in a report on Tuesday, May 7th. Four equities research analysts have rated the stock with a hold rating and six have issued a buy rating to the company’s stock. According to MarketBeat.com, the company has a consensus rating of “Moderate Buy” and a consensus target price of $35.56.

NMI Stock Performance

Shares of NMIH opened at $33.02 on Thursday. The company has a current ratio of 0.89, a quick ratio of 0.89 and a debt-to-equity ratio of 0.20. The firm has a market cap of $2.65 billion, a PE ratio of 8.17, a price-to-earnings-growth ratio of 1.13 and a beta of 1.08. The company’s 50 day simple moving average is $32.00 and its 200-day simple moving average is $30.44. NMI has a 12-month low of $24.53 and a 12-month high of $34.33.

Insider Buying and Selling at NMI

In other NMI news, EVP Robert Owen Smith sold 3,000 shares of the firm’s stock in a transaction on Thursday, March 21st. The stock was sold at an average price of $31.19, for a total value of $93,570.00. Following the completion of the sale, the executive vice president now owns 82,612 shares of the company’s stock, valued at $2,576,668.28. The transaction was disclosed in a filing with the SEC, which is available through this hyperlink. In other NMI news, Director James G. Jones sold 48,294 shares of the firm’s stock in a transaction on Monday, March 11th. The stock was sold at an average price of $30.46, for a total value of $1,471,035.24. Following the completion of the sale, the director now owns 5,847 shares of the company’s stock, valued at $178,099.62. The transaction was disclosed in a filing with the SEC, which is available through this hyperlink. Also, EVP Robert Owen Smith sold 3,000 shares of the firm’s stock in a transaction on Thursday, March 21st. The shares were sold at an average price of $31.19, for a total value of $93,570.00. Following the completion of the sale, the executive vice president now directly owns 82,612 shares of the company’s stock, valued at approximately $2,576,668.28. The disclosure for this sale can be found here. Over the last quarter, insiders sold 67,463 shares of company stock valued at $2,050,051. 2.70% of the stock is owned by company insiders.

Institutional Investors Weigh In On NMI

Hedge funds and other institutional investors have recently bought and sold shares of the business. Jump Financial LLC acquired a new position in shares of NMI during the 3rd quarter worth $558,000. Quantbot Technologies LP acquired a new position in shares of NMI during the 3rd quarter worth $415,000. Swiss National Bank raised its stake in shares of NMI by 0.7% during the 3rd quarter. Swiss National Bank now owns 173,874 shares of the financial services provider’s stock worth $4,710,000 after buying an additional 1,200 shares during the last quarter. Charles Schwab Investment Management Inc. raised its stake in shares of NMI by 8.7% during the 3rd quarter. Charles Schwab Investment Management Inc. now owns 899,056 shares of the financial services provider’s stock worth $24,355,000 after buying an additional 71,617 shares during the last quarter. Finally, Campbell & CO Investment Adviser LLC acquired a new position in shares of NMI during the 3rd quarter worth $447,000. Institutional investors and hedge funds own 94.12% of the company’s stock.

NMI Company Profile

NMI Holdings, Inc provides private mortgage guaranty insurance services in the United States. The company offers mortgage insurance services, such as primary and pool insurance; and outsourced loan review services to mortgage loan originators. It serves national and regional mortgage banks, money center banks, credit unions, community banks, builder-owned mortgage lenders, internet-sourced lenders, and other non-bank lenders.