Qudian (NYSE:QD) vs. Mercurity Fintech (NASDAQ:MFH) Financial Review

Qudian (NYSE:QD) and Mercurity Fintech (NASDAQ:MFH) are both small-cap finance companies, but which is the better stock? We will compare the two businesses based on the strength of their profitability, analyst recommendations, dividends, valuation, risk, institutional ownership and earnings.

Analyst Recommendations

This is a summary of current recommendations and price targets for Qudian and Mercurity Fintech, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Qudian	0	0	0	0	N/A
Mercurity Fintech	0	0	0	0	N/A

Earnings & Valuation

This table compares Qudian and Mercurity Fintech’s top-line revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Qudian	$17.79 million	21.09	$5.51 million	($0.30)	-6.23
Mercurity Fintech	$450,000.00	151.03	-$9.36 million	N/A	N/A

Qudian has higher revenue and earnings than Mercurity Fintech.

Profitability

This table compares Qudian and Mercurity Fintech’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Qudian	-278.52%	-3.78%	-3.56%
Mercurity Fintech	N/A	N/A	N/A

Risk & Volatility

Qudian has a beta of 0.63, indicating that its stock price is 37% less volatile than the S&P 500. Comparatively, Mercurity Fintech has a beta of 1.93, indicating that its stock price is 93% more volatile than the S&P 500.

Insider and Institutional Ownership

8.1% of Qudian shares are owned by institutional investors. Comparatively, 30.8% of Mercurity Fintech shares are owned by institutional investors. 25.7% of Qudian shares are owned by insiders. Comparatively, 62.8% of Mercurity Fintech shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.

Summary

Mercurity Fintech beats Qudian on 7 of the 9 factors compared between the two stocks.

About Qudian

Qudian Inc. operates as a consumer-oriented technology company in the People's Republic of China. The company engages in the operation of online platforms to provide small consumer credit products. It also provides technology development and services; research and development services; and delivery services. The company was founded in 2014 and is headquartered in Xiamen, the People's Republic of China.

About Mercurity Fintech

Mercurity Fintech Holding Inc. operates as a fintech company powered by blockchain. The company provides digital asset trading infrastructure solutions based on internet and blockchain technologies for cryptocurrency traders; and asset digitalization platform, which offers blockchain-based digitalization solutions for traditional assets, such as fiat currencies, bonds, and precious metals. It also offers cryptocurrency mining services that provides computing power to the mining pool; and digital consultation services, such as digital payment solutions, asset management, and online and traditional brokerage services. The company was formerly known as JMU Limited and changed its name to Mercurity Fintech Holding Inc. in April 2020. Mercurity Fintech Holding Inc. was incorporated in 2011 and is headquartered in New York, New York.