Zacks Research Weighs in on Synchrony Financial’s FY2025 Earnings (NYSE:SYF)

Synchrony Financial (NYSE:SYF) – Stock analysts at Zacks Research decreased their FY2025 earnings per share estimates for Synchrony Financial in a report released on Tuesday, June 25th. Zacks Research analyst K. Dey now forecasts that the financial services provider will post earnings per share of $6.09 for the year, down from their previous forecast of $6.13. The consensus estimate for Synchrony Financial’s current full-year earnings is $5.71 per share. Zacks Research also issued estimates for Synchrony Financial’s Q4 2025 earnings at $1.41 EPS.

A number of other brokerages have also recently commented on SYF. BMO Capital Markets increased their price target on Synchrony Financial from $40.00 to $41.00 and gave the company a “market perform” rating in a research note on Thursday, April 25th. BTIG Research started coverage on Synchrony Financial in a research report on Friday, June 7th. They issued a “buy” rating and a $60.00 target price for the company. StockNews.com lowered Synchrony Financial from a “buy” rating to a “hold” rating in a research note on Tuesday, June 25th. Evercore ISI upped their price objective on Synchrony Financial from $45.00 to $47.00 and gave the company an “outperform” rating in a research note on Thursday, March 28th. Finally, Bank of America lifted their target price on shares of Synchrony Financial from $43.00 to $44.00 and gave the stock a “neutral” rating in a research report on Thursday, April 25th. One investment analyst has rated the stock with a sell rating, eleven have assigned a hold rating, eleven have issued a buy rating and one has given a strong buy rating to the company’s stock. According to MarketBeat.com, Synchrony Financial has an average rating of “Moderate Buy” and an average target price of $45.10.

Synchrony Financial Price Performance

Shares of NYSE:SYF opened at $47.19 on Friday. Synchrony Financial has a one year low of $27.30 and a one year high of $47.24. The company has a debt-to-equity ratio of 1.15, a current ratio of 1.24 and a quick ratio of 1.23. The company has a market cap of $18.95 billion, a price-to-earnings ratio of 6.77, a PEG ratio of 1.03 and a beta of 1.60. The firm has a 50 day simple moving average of $44.11 and a 200 day simple moving average of $41.27.

Synchrony Financial (NYSE:SYF) last posted its earnings results on Wednesday, April 24th. The financial services provider reported $1.18 EPS for the quarter, missing analysts’ consensus estimates of $1.37 by ($0.19). The company had revenue of $5.57 billion during the quarter, compared to the consensus estimate of $4.44 billion. Synchrony Financial had a return on equity of 16.01% and a net margin of 13.49%. During the same period last year, the company posted $1.35 EPS.

Synchrony Financial announced that its board has approved a stock repurchase program on Wednesday, April 24th that allows the company to buyback $1.00 billion in shares. This buyback authorization allows the financial services provider to repurchase up to 5.5% of its shares through open market purchases. Shares buyback programs are typically an indication that the company’s board of directors believes its stock is undervalued.

Synchrony Financial Dividend Announcement

The firm also recently announced a quarterly dividend, which was paid on Wednesday, May 15th. Investors of record on Monday, May 6th were paid a dividend of $0.25 per share. The ex-dividend date was Friday, May 3rd. This represents a $1.00 annualized dividend and a yield of 2.12%. Synchrony Financial’s dividend payout ratio is currently 14.35%.

Insiders Place Their Bets

In other Synchrony Financial news, insider Curtis Howse sold 31,562 shares of the firm’s stock in a transaction on Thursday, May 2nd. The shares were sold at an average price of $45.00, for a total value of $1,420,290.00. Following the completion of the sale, the insider now directly owns 121,042 shares in the company, valued at $5,446,890. The transaction was disclosed in a filing with the Securities & Exchange Commission, which is available at the SEC website. 0.33% of the stock is currently owned by corporate insiders.

Institutional Trading of Synchrony Financial

Large investors have recently made changes to their positions in the company. Assenagon Asset Management S.A. boosted its holdings in Synchrony Financial by 995.4% in the first quarter. Assenagon Asset Management S.A. now owns 5,599,443 shares of the financial services provider’s stock worth $241,448,000 after acquiring an additional 5,088,262 shares in the last quarter. Norges Bank acquired a new stake in Synchrony Financial in the 4th quarter valued at $182,739,000. Boston Partners increased its stake in Synchrony Financial by 66.6% during the 1st quarter. Boston Partners now owns 6,374,260 shares of the financial services provider’s stock valued at $274,892,000 after purchasing an additional 2,548,180 shares in the last quarter. KBC Group NV raised its holdings in Synchrony Financial by 362.0% during the fourth quarter. KBC Group NV now owns 1,981,883 shares of the financial services provider’s stock worth $75,688,000 after buying an additional 1,552,946 shares during the last quarter. Finally, Jacobs Levy Equity Management Inc. lifted its stake in shares of Synchrony Financial by 33.0% in the third quarter. Jacobs Levy Equity Management Inc. now owns 2,907,126 shares of the financial services provider’s stock valued at $88,871,000 after buying an additional 720,587 shares in the last quarter. 96.48% of the stock is currently owned by institutional investors and hedge funds.

Synchrony Financial Company Profile

Synchrony Financial, together with its subsidiaries, operates as a consumer financial services company in the United States. It provides credit products, such as credit cards, commercial credit products, and consumer installment loans. The company also offers private label credit cards, dual co-brand and general purpose credit cards, short- and long-term installment loans, and consumer banking products; and deposit products, including certificates of deposit, individual retirement accounts, money market accounts, and savings accounts, and sweep and affinity deposits, as well as accepts deposits through third-party securities brokerage firms.