Comparing Simmons First National (NASDAQ:SFNC) and Firstsun Capital Bancorp (NASDAQ:FSUN)

Simmons First National (NASDAQ:SFNC) and Firstsun Capital Bancorp (NASDAQ:FSUN) are both finance companies, but which is the better investment? We will contrast the two companies based on the strength of their institutional ownership, valuation, earnings, analyst recommendations, profitability, risk and dividends.

Insider & Institutional Ownership

27.6% of Simmons First National shares are held by institutional investors. 1.9% of Simmons First National shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company will outperform the market over the long term.

Earnings & Valuation

This table compares Simmons First National and Firstsun Capital Bancorp’s gross revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Simmons First National	$1.37 billion	1.92	$175.06 million	$1.33	15.70
Firstsun Capital Bancorp	$363.57 million	3.25	N/A	N/A	N/A

Simmons First National has higher revenue and earnings than Firstsun Capital Bancorp.

Analyst Recommendations

This is a summary of current ratings and recommmendations for Simmons First National and Firstsun Capital Bancorp, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Simmons First National	1	3	0	0	1.75
Firstsun Capital Bancorp	0	1	0	0	2.00

Simmons First National presently has a consensus target price of $21.75, indicating a potential upside of 4.17%. Given Simmons First National’s higher probable upside, equities analysts clearly believe Simmons First National is more favorable than Firstsun Capital Bancorp.

Profitability

This table compares Simmons First National and Firstsun Capital Bancorp’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Simmons First National	10.49%	5.33%	0.66%
Firstsun Capital Bancorp	N/A	N/A	N/A

Summary

Simmons First National beats Firstsun Capital Bancorp on 7 of the 9 factors compared between the two stocks.

About Simmons First National

Simmons First National Corporation operates as the holding company for Simmons Bank that provides banking and other financial products and services to individuals and businesses. The company offers checking, savings, and time deposits; consumer, real estate, and commercial loans; agricultural finance, equipment, and small business administration lending; trust and fiduciary services; credit cards; investment management products; treasury management; insurance products; and securities and investment services. It also provides ATM services; Internet and mobile banking platforms; overdraft facilities; and safe deposit boxes. The company was founded in 1903 and is headquartered in Pine Bluff, Arkansas.

About Firstsun Capital Bancorp

FirstSun Capital Bancorp operates as a bank holding company for Sunflower Bank that provides commercial and consumer banking and financial services to small and medium-sized companies in Texas, Kansas, Colorado, New Mexico, and Arizona. The company offers deposit products, including noninterest bearing accounts, interest-bearing demand products, checking and savings accounts, money market and term certificate accounts, certificates of deposit, and treasury management products and services. It also provides loan products comprising commercial and industrial loans, commercial real estate loans, residential mortgage loans, and small business administration loans, as well as consumer loans, such as personal, 1-4 family, home equity, multi-family, credit card accounts, overdrafts, and other revolving loans. In addition, it offers remote deposit and cash management products; wealth management and online banking products and services; and trust products, including personal trust and agency accounts, employee benefit and retirement related trust and agency accounts, investment management and advisory agency accounts, and foundation and endowment trust and agency accounts. The company was formerly known as Sunflower Financial, Inc. and changed its name to FirstSun Capital Bancorp in June 2017. FirstSun Capital Bancorp was founded in 1892 and is headquartered in Denver, Colorado.