NerdWallet (NASDAQ:NRDS) versus Computer Services (OTCMKTS:CSVI) Head to Head Analysis

NerdWallet (NASDAQ:NRDS) and Computer Services (OTCMKTS:CSVI) are both small-cap finance companies, but which is the superior stock? We will contrast the two companies based on the strength of their valuation, analyst recommendations, earnings, risk, institutional ownership, profitability and dividends.

Earnings and Valuation

This table compares NerdWallet and Computer Services”s gross revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
NerdWallet	$599.00 million	1.70	-$11.80 million	($0.17)	-76.88
Computer Services	$316.65 million	5.04	$61.86 million	N/A	N/A

Computer Services has lower revenue, but higher earnings than NerdWallet.

Analyst Ratings

This is a breakdown of recent ratings and price targets for NerdWallet and Computer Services, as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
NerdWallet	0	2	4	0	2.67
Computer Services	0	0	0	0	N/A

NerdWallet currently has a consensus price target of $16.00, suggesting a potential upside of 22.42%. Given NerdWallet’s higher possible upside, analysts plainly believe NerdWallet is more favorable than Computer Services.

Profitability

This table compares NerdWallet and Computer Services’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
NerdWallet	-1.85%	-2.98%	-2.56%
Computer Services	N/A	N/A	N/A

Insider & Institutional Ownership

38.8% of NerdWallet shares are held by institutional investors. 45.9% of NerdWallet shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term.

About NerdWallet

NerdWallet, Inc. operates a digital platform that provides consumer-driven advice about personal finance by connecting individuals and small and mid-sized businesses with financial products providers in the United States, the United Kingdom, Australia, and Canada. Its platform offers guidance to consumers through educational content, tools and calculators, and product marketplaces, as well as through NerdWallet app for various financial products, including credit cards, mortgages, insurance, SMB products, personal loans, banking, investing, and student loans. The company was founded in 2009 and is based in San Francisco, California.

About Computer Services

Computer Services, Inc., together with its subsidiaries, provides core processing, digital banking, managed services, payments processing, print and electronic distribution, and regulatory compliance solutions to financial institutions and corporate entities in the United States. The company offers processing, maintenance, and support services; software licensing and installation services; and professional services, as well as sells equipment and supplies. It also provides integrated banking solutions, which include mobile and Internet banking; check imaging; cash management; branch and merchant capture; print and mail, and electronic document distribution services; corporate intranets; board portals; Web hosting; e-messaging; teller and platform services; ATM and debit card service and support; payments solutions; cybersecurity risk assessment; network management; and cloud-based managed services. In addition, the company offers compliance software and services for regulatory compliance, homeland security, anti-money laundering, anti-terrorism financing, and fraud prevention. It serves community and regional banks; multi-bank holding companies; and technology, logistics, and insurance organizations, as well as various other business enterprises. The company was incorporated in 1965 and is headquartered in Paducah, Kentucky.