HealthEquity (NASDAQ:HQY) vs. Chykingyoung Investment Development (OTCMKTS:CHYI) Financial Contrast

HealthEquity (NASDAQ:HQY) and Chykingyoung Investment Development (OTCMKTS:CHYI) are both medical companies, but which is the superior stock? We will contrast the two companies based on the strength of their institutional ownership, profitability, analyst recommendations, risk, dividends, earnings and valuation.

Insider & Institutional Ownership

99.6% of HealthEquity shares are held by institutional investors. 2.2% of HealthEquity shares are held by company insiders. Comparatively, 34.6% of Chykingyoung Investment Development shares are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.

Valuation and Earnings

This table compares HealthEquity and Chykingyoung Investment Development”s revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
HealthEquity	$1.10 billion	6.33	$55.71 million	$0.92	86.88
Chykingyoung Investment Development	N/A	N/A	N/A	N/A	N/A

HealthEquity has higher revenue and earnings than Chykingyoung Investment Development.

Analyst Ratings

This is a summary of current ratings and target prices for HealthEquity and Chykingyoung Investment Development, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
HealthEquity	0	0	12	0	3.00
Chykingyoung Investment Development	0	0	0	0	N/A

HealthEquity currently has a consensus price target of $103.83, indicating a potential upside of 29.91%. Given HealthEquity’s higher probable upside, equities research analysts clearly believe HealthEquity is more favorable than Chykingyoung Investment Development.

Volatility and Risk

HealthEquity has a beta of 0.52, indicating that its stock price is 48% less volatile than the S&P 500. Comparatively, Chykingyoung Investment Development has a beta of 0.51, indicating that its stock price is 49% less volatile than the S&P 500.

Profitability

This table compares HealthEquity and Chykingyoung Investment Development’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
HealthEquity	9.61%	9.01%	5.73%
Chykingyoung Investment Development	N/A	N/A	N/A

Summary

HealthEquity beats Chykingyoung Investment Development on 8 of the 9 factors compared between the two stocks.

About HealthEquity

HealthEquity, Inc. provides technology-enabled services platforms to consumers and employers in the United States. The company offers cloud-based platforms for individuals to make health saving and spending decisions, pay healthcare bills, receive personalized benefit information, earn wellness incentives, grow their savings, and make investment choices; and health savings accounts. It also provides investment platform; and online-only automated investment advisory services through Advisor, a Web-based tool. In addition, the company offers flexible spending accounts; health reimbursement arrangements; and Consolidated Omnibus Budget Reconciliation Act continuation services, as well as administers pre-tax commuter benefit programs. It serves clients through a direct sales force; benefits brokers and advisors; and a network of health plans, benefits administrators, benefits brokers and consultants, and retirement plan record-keepers. HealthEquity, Inc. was incorporated in 2002 and is based in Draper, Utah.

About Chykingyoung Investment Development

Chykingyoung Investment Development Holdings Inc., through its subsidiary, OneWorld Hotel Destination Service Inc., provides Internet hotel booking services. The company offers a proprietary online hotel booking program for connecting users with available rooms in hotels worldwide. It primarily serves travel agents in Vancouver, Toronto, Calgary, and Montreal, Canada. The company was founded in 2006 and is based in Vancouver, Canada.