Nayax (NASDAQ:NYAX – Get Free Report) and Snowflake (NYSE:SNOW – Get Free Report) are both business services companies, but which is the better business? We will contrast the two businesses based on the strength of their profitability, dividends, institutional ownership, earnings, valuation, risk and analyst recommendations.
Analyst Recommendations
This is a breakdown of current ratings and target prices for Nayax and Snowflake, as provided by MarketBeat.
| Sell Ratings | Hold Ratings | Buy Ratings | Strong Buy Ratings | Rating Score | |
| Nayax | 0 | 3 | 0 | 0 | 2.00 |
| Snowflake | 1 | 11 | 25 | 0 | 2.65 |
Nayax currently has a consensus target price of $25.67, indicating a potential upside of 1.81%. Snowflake has a consensus target price of $175.17, indicating a potential upside of 52.56%. Given Snowflake’s stronger consensus rating and higher possible upside, analysts plainly believe Snowflake is more favorable than Nayax.
Earnings and Valuation
| Gross Revenue | Price/Sales Ratio | Net Income | Earnings Per Share | Price/Earnings Ratio | |
| Nayax | $268.97 million | 3.08 | -$15.89 million | ($0.46) | -54.81 |
| Snowflake | $3.21 billion | 11.99 | -$836.10 million | ($2.80) | -41.01 |
Nayax has higher earnings, but lower revenue than Snowflake. Nayax is trading at a lower price-to-earnings ratio than Snowflake, indicating that it is currently the more affordable of the two stocks.
Profitability
This table compares Nayax and Snowflake’s net margins, return on equity and return on assets.
| Net Margins | Return on Equity | Return on Assets | |
| Nayax | -5.34% | -11.18% | -4.00% |
| Snowflake | -31.73% | -19.62% | -12.43% |
Risk and Volatility
Nayax has a beta of 0.03, meaning that its stock price is 97% less volatile than the S&P 500. Comparatively, Snowflake has a beta of 0.83, meaning that its stock price is 17% less volatile than the S&P 500.
Institutional & Insider Ownership
34.9% of Nayax shares are held by institutional investors. Comparatively, 65.1% of Snowflake shares are held by institutional investors. 7.8% of Snowflake shares are held by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.
Summary
Snowflake beats Nayax on 9 of the 14 factors compared between the two stocks.
About Nayax
Nayax Ltd., a fintech company, operates system and payment platform for multiple retailers in the United States, Europe, the United Kingdom, Australia, Israel, and rest of the world. The company offers AMIT 3.0, a machine-to-machine vending telemetry solution; Nayax Core, a management and monitoring software for vending machines and other unattended machines; MoMa, a mobile app for unattended machine; Tigapo back-office software suite, a cloud-based platform; EV Core, a smart, cloud-based management platform; Retail Management Cloud, a comprehensive attended retail management platform; Loyalty and Marketing Suite, a consumer engagement marketing and loyalty platform; Monyx Wallet, a digital wallet app enabling cashless payments with mobile phones; Weezmo, a consumer engagement and marketing platform; and Tigapo app, a proprietary mobile app to help family entertainment center businesses. It provides electric vehicle charging stations; VPOS Touch, a credit card reader cashless payment device; VPOS Fusion, a cashless payment card reader; ONYX, a contactless card reader and telemetry device; NOVA 156, an electronic cash register; DOT, a smart QR and barcode reader; UNO Plus and UNO 8, which are EMV and FeliCa contactless readers; EMV SOM, a PCI-PTS ready contactless EMV reader module; Nova Market, a cashless micro market and self-checkout solution; NOVA 55, an a handheld smart point of sale (POS) device; NOVA 45, a handheld mini smart terminals for attended POS; and Retail One, a universal retail solution that integrates directly with SAP. The company sells its products directly, as well as through resellers and distributors. It serves various verticals, including vending machines, coffee machines, unattended checkout counters, self-service kiosks, ticketing machines, car wash stations, gaming machines, amusement rides, laundromats, and EV charging stations. Nayax Ltd. was incorporated in 2005 and is headquartered in Herzliya, Israel.
About Snowflake
Snowflake Inc. provides a cloud-based data platform for various organizations in the United States and internationally. Its platform offers Data Cloud, which enables customers to consolidate data into a single source of truth to drive meaningful business insights, build data-driven applications, and share data and data products, as well as applies artificial intelligence (AI) for solving business problems. The company was formerly known as Snowflake Computing, Inc. and changed its name to Snowflake Inc. in April 2019. Snowflake Inc. was incorporated in 2012 and is based in Bozeman, Montana.
Receive News & Ratings for Nayax Daily - Enter your email address below to receive a concise daily summary of the latest news and analysts' ratings for Nayax and related companies with MarketBeat.com's FREE daily email newsletter.
