Contrasting SR Bancorp (SRBK) & Its Rivals

SR Bancorp (NASDAQ:SRBK) is one of 40 publicly-traded companies in the “Savings institutions, except federal” industry, but how does it contrast to its rivals? We will compare SR Bancorp to similar companies based on the strength of its risk, earnings, analyst recommendations, profitability, institutional ownership, dividends and valuation.

Analyst Recommendations

This is a breakdown of current ratings and target prices for SR Bancorp and its rivals, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
SR Bancorp	0	0	0	0	N/A
SR Bancorp Competitors	106	578	365	5	2.26

As a group, “Savings institutions, except federal” companies have a potential upside of 3.26%. Given SR Bancorp’s rivals higher possible upside, analysts plainly believe SR Bancorp has less favorable growth aspects than its rivals.

Earnings and Valuation

This table compares SR Bancorp and its rivals revenue, earnings per share and valuation.

	Gross Revenue	Net Income	Price/Earnings Ratio
SR Bancorp	$38.38 million	-$10.86 million	-1.10
SR Bancorp Competitors	$179.35 million	$15.31 million	8.19

SR Bancorp’s rivals have higher revenue and earnings than SR Bancorp. SR Bancorp is trading at a lower price-to-earnings ratio than its rivals, indicating that it is currently more affordable than other companies in its industry.

Institutional & Insider Ownership

24.7% of SR Bancorp shares are held by institutional investors. Comparatively, 44.6% of shares of all “Savings institutions, except federal” companies are held by institutional investors. 8.6% of shares of all “Savings institutions, except federal” companies are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.

Profitability

This table compares SR Bancorp and its rivals’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
SR Bancorp	-28.30%	-5.52%	-1.01%
SR Bancorp Competitors	8.23%	5.24%	0.57%

Summary

SR Bancorp rivals beat SR Bancorp on 9 of the 9 factors compared.

About SR Bancorp

SR Bancorp, Inc. operates as the holding company for Somerset Regal Bank that provides customary retail and commercial banking services to individuals, businesses, and local municipalities in the communities of Somerset, Middlesex, Hunterdon, and Essex counties in New Jersey. It offers deposit instruments, including noninterest-bearing demand deposits, interest-bearing demand accounts, savings accounts, money market accounts, and certificates of deposit. The company also provides loans comprising one- to four family-residential mortgage loans, home equity loans and lines of credit, unsecured personal loans, and rehabilitation loans; and bill payment services. In addition, it is involved in the investment activities. The company was founded in 1887 and is headquartered in Bound Brook, New Jersey.