Contrasting KYN Capital Group (OTCMKTS:KYNC) & Open Lending (NASDAQ:LPRO)

Open Lending (NASDAQ:LPRO) and KYN Capital Group (OTCMKTS:KYNC) are both finance companies, but which is the superior business? We will compare the two businesses based on the strength of their institutional ownership, earnings, risk, profitability, analyst recommendations, dividends and valuation.

Profitability

This table compares Open Lending and KYN Capital Group’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Open Lending	6.25%	2.90%	1.62%
KYN Capital Group	N/A	N/A	N/A

Analyst Recommendations

This is a breakdown of recent ratings and target prices for Open Lending and KYN Capital Group, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Open Lending	0	6	3	0	2.33
KYN Capital Group	0	0	0	0	N/A

Open Lending currently has a consensus price target of $6.56, suggesting a potential upside of 19.32%. Given Open Lending’s higher possible upside, research analysts plainly believe Open Lending is more favorable than KYN Capital Group.

Valuation and Earnings

This table compares Open Lending and KYN Capital Group”s top-line revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Open Lending	$98.42 million	6.66	$22.07 million	$0.11	50.00
KYN Capital Group	N/A	N/A	N/A	N/A	N/A

Open Lending has higher revenue and earnings than KYN Capital Group.

Institutional and Insider Ownership

78.1% of Open Lending shares are held by institutional investors. 15.0% of Open Lending shares are held by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.

Summary

Open Lending beats KYN Capital Group on 8 of the 8 factors compared between the two stocks.

About Open Lending

Open Lending Corporation provides lending enablement and risk analytics solutions to credit unions, regional banks, finance companies, and captive finance companies of automakers in the United States. The company offers Lenders Protection Program (LPP), which is a cloud-based automotive lending platform that provides loan analytics solutions and automated issuance of credit default insurance with third-party insurance providers. Its LPP products include loan analytics, risk-based loan pricing, risk modeling, and automated decision technology for automotive lenders. Open Lending Corporation was founded in 2000 and is based in Austin, Texas.

About KYN Capital Group

KYN Capital Group, Inc. operates as a holding company for acquisitions, entertainment, blockchain, cryptocurrency, and touchless payments. It offers Koinfoldpay, a contactless crypto payment gateway for businesses. Its Koinfoldpay allows business to receive Bitcoin, Ethereum, Bitcoin cash, and Litecoin for online payments. The company was formerly known as New Taohuayuan Culture Tourism Co., Ltd. and changed its name to KYN Capital Group, Inc. in April 2015. KYN Capital Group, Inc. was founded in 1997 and is based in Ione, California.