Reviewing Discover Financial Services (NYSE:DFS) & KYN Capital Group (OTCMKTS:KYNC)

Discover Financial Services (NYSE:DFS) and KYN Capital Group (OTCMKTS:KYNC) are both financial services companies, but which is the better business? We will contrast the two companies based on the strength of their profitability, institutional ownership, earnings, risk, analyst recommendations, dividends and valuation.

Analyst Ratings

This is a breakdown of recent ratings and target prices for Discover Financial Services and KYN Capital Group, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Discover Financial Services	0	12	8	0	2.40
KYN Capital Group	0	0	0	0	N/A

Discover Financial Services presently has a consensus price target of $136.12, suggesting a potential downside of 9.74%. Given Discover Financial Services’ higher possible upside, equities research analysts clearly believe Discover Financial Services is more favorable than KYN Capital Group.

Valuation & Earnings

This table compares Discover Financial Services and KYN Capital Group”s gross revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Discover Financial Services	$17.40 billion	2.17	$2.94 billion	$8.77	17.19
KYN Capital Group	N/A	N/A	N/A	N/A	N/A

Discover Financial Services has higher revenue and earnings than KYN Capital Group.

Profitability

This table compares Discover Financial Services and KYN Capital Group’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Discover Financial Services	12.88%	20.92%	1.94%
KYN Capital Group	N/A	N/A	N/A

Institutional & Insider Ownership

86.9% of Discover Financial Services shares are held by institutional investors. 0.7% of Discover Financial Services shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term.

Summary

Discover Financial Services beats KYN Capital Group on 8 of the 8 factors compared between the two stocks.

About Discover Financial Services

Discover Financial Services, through its subsidiaries, provides digital banking products and services, and payment services in the United States. It operates in two segments, Digital Banking and Payment Services. The Digital Banking segment offers Discover-branded credit cards to individuals; personal loans, home loans, and other consumer lending; and direct-to-consumer deposit products comprising savings accounts, certificates of deposit, money market accounts, IRA certificates of deposit, IRA savings accounts and checking accounts, and sweep accounts. The Payment Services segment operates the PULSE to access automated teller machines, debit, and electronic funds transfer network; and Diners Club International, a payments network that issues Diners Club branded charge cards and/or provides card acceptance services, as well as offers payment transaction processing and settlement services. The company was incorporated in 1960 and is based in Riverwoods, Illinois.

About KYN Capital Group

KYN Capital Group, Inc. operates as a holding company for acquisitions, entertainment, blockchain, cryptocurrency, and touchless payments. It offers Koinfoldpay, a contactless crypto payment gateway for businesses. Its Koinfoldpay allows business to receive Bitcoin, Ethereum, Bitcoin cash, and Litecoin for online payments. The company was formerly known as New Taohuayuan Culture Tourism Co., Ltd. and changed its name to KYN Capital Group, Inc. in April 2015. KYN Capital Group, Inc. was founded in 1997 and is based in Ione, California.