Wedbush Research Analysts Boost Earnings Estimates for PFSI

PennyMac Financial Services, Inc. (NYSE:PFSI) – Wedbush increased their Q3 2025 earnings per share estimates for shares of PennyMac Financial Services in a report issued on Wednesday, October 23rd. Wedbush analyst J. Mccanless now forecasts that the real estate investment trust will post earnings of $3.87 per share for the quarter, up from their previous forecast of $3.43. Wedbush has a “Outperform” rating and a $130.00 price target on the stock. The consensus estimate for PennyMac Financial Services’ current full-year earnings is $11.88 per share. Wedbush also issued estimates for PennyMac Financial Services’ FY2025 earnings at $14.60 EPS and FY2026 earnings at $16.50 EPS.

A number of other research analysts have also issued reports on the stock. Keefe, Bruyette & Woods lowered shares of PennyMac Financial Services from an “outperform” rating to a “market perform” rating and set a $102.00 price target on the stock. in a research note on Monday, July 22nd. Piper Sandler increased their target price on PennyMac Financial Services from $125.00 to $132.00 and gave the stock an “overweight” rating in a research note on Wednesday, October 23rd. Wells Fargo & Company lifted their price target on PennyMac Financial Services from $110.00 to $125.00 and gave the company an “overweight” rating in a research note on Thursday, October 24th. StockNews.com cut PennyMac Financial Services from a “hold” rating to a “sell” rating in a research report on Wednesday, July 3rd. Finally, Barclays boosted their target price on shares of PennyMac Financial Services from $112.00 to $125.00 and gave the stock an “overweight” rating in a research report on Tuesday, October 8th. One investment analyst has rated the stock with a sell rating, two have assigned a hold rating and five have issued a buy rating to the company. Based on data from MarketBeat, the stock has an average rating of “Moderate Buy” and a consensus target price of $115.86.

PennyMac Financial Services Stock Up 0.1 %

Shares of PennyMac Financial Services stock opened at $102.44 on Monday. PennyMac Financial Services has a one year low of $66.59 and a one year high of $119.13. The company has a market cap of $5.24 billion, a P/E ratio of 32.52, a PEG ratio of 0.58 and a beta of 1.77. The company has a debt-to-equity ratio of 2.75, a quick ratio of 0.37 and a current ratio of 0.37. The firm has a fifty day moving average of $107.93 and a two-hundred day moving average of $98.51.

PennyMac Financial Services (NYSE:PFSI) last released its earnings results on Tuesday, October 22nd. The real estate investment trust reported $1.30 earnings per share (EPS) for the quarter, missing analysts’ consensus estimates of $2.92 by ($1.62). PennyMac Financial Services had a net margin of 11.45% and a return on equity of 15.28%. The company had revenue of $411.83 million during the quarter, compared to analyst estimates of $513.12 million. During the same period in the previous year, the firm posted $1.77 EPS. The company’s revenue for the quarter was up 2.9% on a year-over-year basis.

PennyMac Financial Services Dividend Announcement

The company also recently declared a quarterly dividend, which will be paid on Wednesday, November 27th. Stockholders of record on Monday, November 18th will be paid a dividend of $0.30 per share. This represents a $1.20 annualized dividend and a dividend yield of 1.17%. The ex-dividend date is Monday, November 18th. PennyMac Financial Services’s dividend payout ratio (DPR) is presently 38.10%.

Insiders Place Their Bets

In related news, Director Joseph F. Mazzella sold 11,396 shares of the company’s stock in a transaction that occurred on Wednesday, August 14th. The stock was sold at an average price of $97.92, for a total value of $1,115,896.32. Following the sale, the director now owns 105,446 shares of the company’s stock, valued at approximately $10,325,272.32. This represents a 0.00 % decrease in their position. The transaction was disclosed in a filing with the Securities & Exchange Commission, which can be accessed through this hyperlink. In other news, CEO David Spector sold 10,000 shares of PennyMac Financial Services stock in a transaction dated Monday, October 14th. The shares were sold at an average price of $107.57, for a total transaction of $1,075,700.00. Following the completion of the sale, the chief executive officer now directly owns 190,604 shares in the company, valued at $20,503,272.28. The trade was a 0.00 % decrease in their ownership of the stock. The sale was disclosed in a filing with the SEC, which is available through the SEC website. Also, Director Joseph F. Mazzella sold 11,396 shares of the business’s stock in a transaction that occurred on Wednesday, August 14th. The shares were sold at an average price of $97.92, for a total transaction of $1,115,896.32. Following the completion of the transaction, the director now directly owns 105,446 shares of the company’s stock, valued at approximately $10,325,272.32. This represents a 0.00 % decrease in their position. The disclosure for this sale can be found here. Over the last quarter, insiders sold 89,855 shares of company stock worth $9,647,599. Insiders own 16.60% of the company’s stock.

Institutional Trading of PennyMac Financial Services

Several hedge funds and other institutional investors have recently bought and sold shares of PFSI. Vanguard Group Inc. lifted its holdings in shares of PennyMac Financial Services by 0.8% during the 4th quarter. Vanguard Group Inc. now owns 2,610,041 shares of the real estate investment trust’s stock worth $230,649,000 after acquiring an additional 19,748 shares during the period. Denali Advisors LLC grew its position in PennyMac Financial Services by 179.2% during the first quarter. Denali Advisors LLC now owns 41,600 shares of the real estate investment trust’s stock valued at $3,789,000 after acquiring an additional 26,700 shares during the period. BNP Paribas Financial Markets increased its stake in PennyMac Financial Services by 56.1% during the first quarter. BNP Paribas Financial Markets now owns 13,917 shares of the real estate investment trust’s stock worth $1,268,000 after acquiring an additional 5,004 shares during the last quarter. Quantbot Technologies LP acquired a new position in shares of PennyMac Financial Services in the 1st quarter valued at about $2,570,000. Finally, SG Americas Securities LLC purchased a new stake in shares of PennyMac Financial Services during the 1st quarter worth about $202,000. 57.87% of the stock is owned by hedge funds and other institutional investors.

About PennyMac Financial Services

PennyMac Financial Services, Inc, through its subsidiaries, engages in the mortgage banking and investment management activities in the United States. The company operates through three segments: Production, Servicing, and Investment Management. The Production segment is involved in the origination, acquisition, and sale of loans.