Head-To-Head Analysis: Grupo Supervielle (NYSE:SUPV) and First Republic Bank (OTCMKTS:FRCB)

Grupo Supervielle (NYSE:SUPV) and First Republic Bank (OTCMKTS:FRCB) are both finance companies, but which is the better investment? We will contrast the two businesses based on the strength of their earnings, institutional ownership, dividends, risk, valuation, profitability and analyst recommendations.

Insider & Institutional Ownership

0.0% of First Republic Bank shares are owned by institutional investors. 0.7% of First Republic Bank shares are owned by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company is poised for long-term growth.

Analyst Recommendations

This is a summary of recent ratings and recommmendations for Grupo Supervielle and First Republic Bank, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Grupo Supervielle	0	1	0	0	2.00
First Republic Bank	0	0	0	0	0.00

Grupo Supervielle presently has a consensus target price of $7.00, suggesting a potential downside of 29.29%. Given Grupo Supervielle’s stronger consensus rating and higher possible upside, equities analysts clearly believe Grupo Supervielle is more favorable than First Republic Bank.

Profitability

This table compares Grupo Supervielle and First Republic Bank’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Grupo Supervielle	5.56%	19.09%	3.41%
First Republic Bank	N/A	N/A	N/A

Risk & Volatility

Grupo Supervielle has a beta of 2, meaning that its stock price is 100% more volatile than the S&P 500. Comparatively, First Republic Bank has a beta of 1.75, meaning that its stock price is 75% more volatile than the S&P 500.

Earnings & Valuation

This table compares Grupo Supervielle and First Republic Bank”s top-line revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Grupo Supervielle	$4.88 billion	N/A	$196.14 million	$0.96	10.31
First Republic Bank	$6.75 billion	0.00	$1.67 billion	N/A	N/A

First Republic Bank has higher revenue and earnings than Grupo Supervielle.

Dividends

Grupo Supervielle pays an annual dividend of $0.15 per share and has a dividend yield of 1.5%. First Republic Bank pays an annual dividend of 1.08 per share and has a dividend yield of 16,615.4%. Grupo Supervielle pays out 15.6% of its earnings in the form of a dividend.

About Grupo Supervielle

Grupo Supervielle S.A., a financial services holding company, provides various banking products and services in Argentina. The company operates through Personal & Business Banking, Corporate Banking, Bank Treasury, Consumer Finance, Insurance, and Asset Management and Other Services segments. It offers savings accounts, time and demand deposits, and checking accounts; various loan products, including personal, consumer, mortgage, unsecured, and car loans; overdrafts; loans with special facilities for project and working capital financing; and leasing, bank guarantees for tenants, salary advances, domestic and international factoring, international guarantees and letters of credit, payroll payment plans, credit and debit cards, and senior citizens benefit payment services, as well as financial services and investments, such as mutual funds and guarantees. The company also provides foreign trade and cash management; advisory services; treasury services; insurance products comprising life, home, personal accidents, technology, ATMs, protected bag, and protected content; and asset management and other services, as well as operates as a digital online broker. It operates through a network of bank branches, ATMs, and self-service terminals, as well as ATMs with biometric identification. The company was formerly known as Inversiones y Participaciones S.A. and changed its name to Grupo Supervielle S.A. in November 2008. Grupo Supervielle S.A. was founded in 1887 and is based in Buenos Aires, Argentina.

About First Republic Bank

As of May 1, 2023, First Republic Bank went out of business. Previously, First Republic Bank provided private banking, private business banking, and private wealth management services to clients in metropolitan areas in the United States. The company was founded in 1985 and was headquartered in San Francisco, California. First Republic Bank now trades on OTCPK.