Profitability
This table compares Parke Bancorp and United Bancorp’s net margins, return on equity and return on assets.
Net Margins | Return on Equity | Return on Assets | |
Parke Bancorp | 22.32% | 9.75% | 1.39% |
United Bancorp | 18.28% | 12.71% | 0.96% |
Insider & Institutional Ownership
49.7% of Parke Bancorp shares are held by institutional investors. Comparatively, 15.4% of United Bancorp shares are held by institutional investors. 15.3% of Parke Bancorp shares are held by company insiders. Comparatively, 11.7% of United Bancorp shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term.
Earnings & Valuation
This table compares Parke Bancorp and United Bancorp”s top-line revenue, earnings per share and valuation.
Gross Revenue | Price/Sales Ratio | Net Income | Earnings Per Share | Price/Earnings Ratio | |
Parke Bancorp | $119.40 million | 2.27 | $28.46 million | $2.33 | 9.80 |
United Bancorp | $40.90 million | 1.87 | $8.95 million | $1.38 | 9.33 |
Volatility and Risk
Parke Bancorp has a beta of 0.69, meaning that its share price is 31% less volatile than the S&P 500. Comparatively, United Bancorp has a beta of 0.41, meaning that its share price is 59% less volatile than the S&P 500.
Dividends
Parke Bancorp pays an annual dividend of $0.72 per share and has a dividend yield of 3.2%. United Bancorp pays an annual dividend of $0.71 per share and has a dividend yield of 5.5%. Parke Bancorp pays out 30.9% of its earnings in the form of a dividend. United Bancorp pays out 51.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. United Bancorp has increased its dividend for 12 consecutive years. United Bancorp is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.
Summary
Parke Bancorp beats United Bancorp on 11 of the 14 factors compared between the two stocks.
About Parke Bancorp
Parke Bancorp, Inc. operates as the bank holding company for Parke Bank that provides personal and business financial services to individuals and small to mid-sized businesses. The company offers various deposit products, including checking, savings, time, money market, and individual retirement accounts, as well as certificates of deposit. Its loan portfolio comprises commercial and industrial, construction, commercial and residential real estate mortgage, and consumer loans. In addition, the company provides debit cards, internet banking, and online bill payment services. Parke Bancorp, Inc. was founded in 1999 and is headquartered in Washington Township, New Jersey.
About United Bancorp
United Bancorp, Inc. operates as the bank holding company for Unified Bank that provides commercial and retail banking services in Ohio. The company provides range of banking and financial services, which includes accepting demand, savings, and time deposits. It also offers commercial, real estate and consumer loans. United Bancorp, Inc. was founded in 1902 and is headquartered in Martins Ferry, Ohio.
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