Paymentus (NYSE:PAY) versus Net Savings Link (OTCMKTS:NSAV) Head to Head Survey

Paymentus (NYSE:PAY) and Net Savings Link (OTCMKTS:NSAV) are both computer and technology companies, but which is the superior stock? We will compare the two companies based on the strength of their analyst recommendations, risk, dividends, institutional ownership, earnings, profitability and valuation.

Analyst Recommendations

This is a summary of recent ratings and recommmendations for Paymentus and Net Savings Link, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Paymentus	0	6	1	1	2.38
Net Savings Link	0	0	0	0	0.00

Paymentus presently has a consensus target price of $28.80, suggesting a potential downside of 24.03%. Given Paymentus’ stronger consensus rating and higher probable upside, equities analysts clearly believe Paymentus is more favorable than Net Savings Link.

Institutional and Insider Ownership

12.6% of Paymentus shares are held by institutional investors. 87.8% of Paymentus shares are held by insiders. Comparatively, 0.2% of Net Savings Link shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

Earnings and Valuation

This table compares Paymentus and Net Savings Link”s revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Paymentus	$614.49 million	7.69	$22.32 million	$0.31	122.29
Net Savings Link	N/A	N/A	N/A	N/A	N/A

Paymentus has higher revenue and earnings than Net Savings Link.

Volatility & Risk

Paymentus has a beta of 1.41, suggesting that its share price is 41% more volatile than the S&P 500. Comparatively, Net Savings Link has a beta of 3.26, suggesting that its share price is 226% more volatile than the S&P 500.

Profitability

This table compares Paymentus and Net Savings Link’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Paymentus	5.19%	10.84%	9.24%
Net Savings Link	N/A	N/A	N/A

Summary

Paymentus beats Net Savings Link on 10 of the 11 factors compared between the two stocks.

About Paymentus

Paymentus Holdings, Inc. provides cloud-based bill payment technology and solutions in the United States and internationally. The company offers electronic bill presentment and payment services, enterprise customer communication, and self-service revenue management to billers through a software-as-a-service technology platform. Its platform's payment processing includes credit cards, debit cards, eChecks, and digital wallets. It serves utility, financial service, government, insurance, telecommunication, real estate management, education, consumer finance, healthcare, and small business industries. The company was founded in 2004 and is headquartered in Charlotte, North Carolina.

About Net Savings Link

Net Savings Link, Inc. operates as a cryptocurrency, blockchain, and digital asset technology company. It holds interests in Cryptocurrency Trading Platform based on Artificial Intelligence (AI) and offers a range of trading services, such as portfolio management and price search function. This platform supports various cryptocurrency exchanges. The company is based in London, the United Kingdom.