Mogo (NASDAQ:MOGO) and Cosmos Group (OTCMKTS:COSG) Critical Review

Mogo (NASDAQ:MOGO) and Cosmos Group (OTCMKTS:COSG) are both small-cap business services companies, but which is the superior stock? We will contrast the two companies based on the strength of their analyst recommendations, risk, dividends, profitability, valuation, earnings and institutional ownership.

Risk and Volatility

Mogo has a beta of 2.95, indicating that its stock price is 195% more volatile than the S&P 500. Comparatively, Cosmos Group has a beta of 1.49, indicating that its stock price is 49% more volatile than the S&P 500.

Profitability

This table compares Mogo and Cosmos Group’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Mogo	-22.05%	-15.34%	-6.49%
Cosmos Group	N/A	N/A	-78.39%

Institutional & Insider Ownership

14.8% of Mogo shares are held by institutional investors. 12.3% of Mogo shares are held by company insiders. Comparatively, 0.4% of Cosmos Group shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.

Analyst Ratings

This is a breakdown of current recommendations for Mogo and Cosmos Group, as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Mogo	0	0	1	0	3.00
Cosmos Group	0	0	0	0	0.00

Mogo currently has a consensus target price of $6.00, indicating a potential upside of 299.44%. Given Mogo’s stronger consensus rating and higher probable upside, analysts clearly believe Mogo is more favorable than Cosmos Group.

Earnings and Valuation

This table compares Mogo and Cosmos Group”s top-line revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Mogo	$48.31 million	0.76	-$13.25 million	($0.47)	-3.20
Cosmos Group	$620,000.00	0.74	-$77.34 million	N/A	N/A

Mogo has higher revenue and earnings than Cosmos Group.

Summary

Mogo beats Cosmos Group on 10 of the 12 factors compared between the two stocks.

About Mogo

Mogo Inc. operates as a digital finance company in Canada, Europe, and internationally. The company's digital solutions help build wealth and achieve financial freedom. It provides MogoTrade, a stock trading app; Moka; and MogoMoney that provides online personal loans. The company also offers digital loans and mortgages; and operates a digital payments platform that powers next-generation card programs for both global corporations and fintech companies in Europe and Canada. Mogo Inc. is headquartered in Vancouver, Canada.

About Cosmos Group

Cosmos Group Holdings Inc. focuses on the physical artworks and collectibles business in Hong Kong and internationally. It operates online platform to sell and distribute the arts and collectibles to end-users with the use of blockchain technologies and minting tokens. The company is based in Singapore.