Northland Capmk Weighs in on OppFi’s Q3 Earnings (NYSE:OPFI)

OppFi Inc. (NYSE:OPFI) – Equities research analysts at Northland Capmk increased their Q3 2025 EPS estimates for shares of OppFi in a report issued on Friday, December 13th. Northland Capmk analyst M. Grondahl now forecasts that the company will post earnings of $0.34 per share for the quarter, up from their prior forecast of $0.29. The consensus estimate for OppFi’s current full-year earnings is $0.86 per share. Northland Capmk also issued estimates for OppFi’s Q4 2025 earnings at $0.22 EPS and FY2025 earnings at $1.00 EPS.

Separately, Northland Securities increased their target price on OppFi from $8.00 to $10.00 and gave the company an “outperform” rating in a research note on Friday.

OppFi Stock Performance

OppFi stock opened at $7.34 on Monday. OppFi has a fifty-two week low of $2.35 and a fifty-two week high of $8.54. The stock has a market cap of $632.81 million, a P/E ratio of 45.88 and a beta of 1.45. The firm’s fifty day moving average price is $6.22 and its 200-day moving average price is $4.76.

Insider Buying and Selling

In other news, Director Jocelyn Moore sold 23,149 shares of OppFi stock in a transaction dated Monday, November 11th. The stock was sold at an average price of $6.70, for a total value of $155,098.30. Following the transaction, the director now owns 99,072 shares in the company, valued at approximately $663,782.40. The trade was a 18.94 % decrease in their ownership of the stock. The transaction was disclosed in a filing with the Securities & Exchange Commission, which is accessible through this hyperlink. Also, Director David Vennettilli sold 22,301 shares of the stock in a transaction dated Monday, December 2nd. The shares were sold at an average price of $7.68, for a total value of $171,271.68. Following the sale, the director now owns 121,524 shares of the company’s stock, valued at $933,304.32. This represents a 15.51 % decrease in their ownership of the stock. The disclosure for this sale can be found here. Insiders sold 145,450 shares of company stock worth $971,370 in the last quarter. 84.00% of the stock is owned by insiders.

Institutional Trading of OppFi

A number of institutional investors have recently modified their holdings of OPFI. Segall Bryant & Hamill LLC bought a new position in OppFi during the 3rd quarter valued at approximately $2,457,000. Vanguard Group Inc. increased its stake in shares of OppFi by 0.6% during the first quarter. Vanguard Group Inc. now owns 823,916 shares of the company’s stock valued at $2,060,000 after buying an additional 5,218 shares during the period. Brendel Financial Advisors LLC bought a new position in shares of OppFi during the third quarter valued at approximately $105,000. Marshall Wace LLP lifted its stake in OppFi by 24.2% in the second quarter. Marshall Wace LLP now owns 171,318 shares of the company’s stock worth $581,000 after acquiring an additional 33,347 shares during the period. Finally, Bank of New York Mellon Corp boosted its holdings in OppFi by 120.5% in the second quarter. Bank of New York Mellon Corp now owns 36,690 shares of the company’s stock valued at $124,000 after acquiring an additional 20,048 shares in the last quarter. 7.10% of the stock is currently owned by hedge funds and other institutional investors.

OppFi Company Profile

OppFi Inc operates a cialty finance platform that allows banks to offer credit access. Its platform facilitates the OppLoans, an installment loan product; SalaryTap, a payroll deduction secured installment loan product; and OppFi Card, a credit card product. OppFi Inc was founded in 2012 and is headquartered in Chicago, Illinois.