Head-To-Head Analysis: Joint Stock Company Kaspi.kz (NASDAQ:KSPI) and MJ (OTCMKTS:MJNE)

MJ (OTCMKTS:MJNE) and Joint Stock Company Kaspi.kz (NASDAQ:KSPI) are both finance companies, but which is the superior stock? We will contrast the two companies based on the strength of their analyst recommendations, earnings, dividends, institutional ownership, risk, profitability and valuation.

Profitability

This table compares MJ and Joint Stock Company Kaspi.kz’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
MJ	N/A	N/A	N/A
Joint Stock Company Kaspi.kz	N/A	N/A	N/A

Earnings and Valuation

This table compares MJ and Joint Stock Company Kaspi.kz”s top-line revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
MJ	$360,000.00	0.00	-$5.38 million	N/A	N/A
Joint Stock Company Kaspi.kz	$2,364.73 billion	0.01	$1.85 billion	N/A	N/A

Joint Stock Company Kaspi.kz has higher revenue and earnings than MJ.

Insider & Institutional Ownership

32.2% of Joint Stock Company Kaspi.kz shares are owned by institutional investors. 35.9% of MJ shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.

Analyst Ratings

This is a breakdown of recent ratings and price targets for MJ and Joint Stock Company Kaspi.kz, as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
MJ	0	0	0	0	0.00
Joint Stock Company Kaspi.kz	0	0	5	0	3.00

Joint Stock Company Kaspi.kz has a consensus target price of $147.20, indicating a potential upside of 49.14%. Given Joint Stock Company Kaspi.kz’s stronger consensus rating and higher probable upside, analysts plainly believe Joint Stock Company Kaspi.kz is more favorable than MJ.

Summary

Joint Stock Company Kaspi.kz beats MJ on 6 of the 7 factors compared between the two stocks.

About MJ

MJ Holdings, Inc., a cannabis holding company, engages in cultivation management, asset, and infrastructure development business in Nevada. It is also involved in production of cannabis related products; and provision of management services, dispensaries, and consulting services. The company is headquartered in Las Vegas, Nevada.

About Joint Stock Company Kaspi.kz

Joint Stock Company Kaspi.kz, together with its subsidiaries, provides payments, marketplace, and fintech solutions for consumers and merchants in the Republic of Kazakhstan. It operates through three segments: Payments Platform, Marketplace Platform, and Fintech Platform. The Payments Platform segment facilities transactions between customers and merchants. This segment offers shopping transactions, regular household bills, and peer to peer payments for consumers; accepts payment online and in store, issue and settle invoices, pay suppliers and monitor merchant turnover. It also provides proprietary data facilities informed decision making across multiple areas of business. Its Marketplace Platform segment connects online, and offline merchants and consumers enabling merchants to enhance its sales through an omni channel strategy and enable consumers to buy products and services from various merchants. This segment also operates marketplace through m-commerce, a mobile solution for shopping in person which consumers can use e-commerce to shop anywhere, anytime with free delivery; Kaspi Travel allows consumers to book domestic and international flights and package holidays, domestic rail tickets. It also enhances merchants sales by connecting payments and fintech products, Kapsi advertising, and other delivery services. The Fintech Platform segment provides consumers with BNPL, finance, and savings products and merchants with merchant finance services through super apps and Kapsi.kz Super app. It also involved in the banking; distressed asset management; real estate business; payment processing; online travel; and storage and processing of information services. The company was incorporated in 2008 and is headquartered in Almaty, the Republic of Kazakhstan.