KeyCorp Weighs in on nCino’s FY2025 Earnings (NASDAQ:NCNO)

nCino, Inc. (NASDAQ:NCNO) – Research analysts at KeyCorp issued their FY2025 earnings estimates for shares of nCino in a report released on Wednesday, December 18th. KeyCorp analyst A. Markgraff anticipates that the company will post earnings per share of $0.12 for the year. The consensus estimate for nCino’s current full-year earnings is $0.10 per share. KeyCorp also issued estimates for nCino’s Q4 2025 earnings at $0.03 EPS, Q1 2026 earnings at $0.03 EPS, Q2 2026 earnings at $0.03 EPS, Q3 2026 earnings at $0.07 EPS, Q4 2026 earnings at $0.08 EPS and FY2026 earnings at $0.20 EPS.

Several other equities research analysts have also recently weighed in on NCNO. Macquarie upped their target price on nCino from $40.00 to $43.00 and gave the stock an “outperform” rating in a research note on Friday, December 6th. Piper Sandler restated a “neutral” rating and set a $38.00 price objective on shares of nCino in a research report on Thursday, December 5th. Scotiabank lifted their target price on nCino from $36.00 to $46.00 and gave the company a “sector outperform” rating in a research report on Wednesday, December 4th. UBS Group started coverage on shares of nCino in a report on Monday, December 16th. They issued a “buy” rating and a $44.00 target price for the company. Finally, William Blair restated an “outperform” rating on shares of nCino in a research note on Thursday, December 5th. Five analysts have rated the stock with a hold rating and ten have given a buy rating to the company’s stock. According to MarketBeat.com, the company currently has a consensus rating of “Moderate Buy” and a consensus price target of $42.50.

nCino Stock Performance

NASDAQ NCNO opened at $35.22 on Friday. The firm’s 50 day simple moving average is $38.63 and its 200 day simple moving average is $33.95. The firm has a market capitalization of $4.08 billion, a price-to-earnings ratio of -207.16, a P/E/G ratio of 16.39 and a beta of 0.59. The company has a current ratio of 1.95, a quick ratio of 1.95 and a debt-to-equity ratio of 0.20. nCino has a 1 year low of $28.09 and a 1 year high of $43.20.

Institutional Inflows and Outflows

A number of hedge funds and other institutional investors have recently modified their holdings of the company. Raymond James & Associates lifted its holdings in nCino by 6.0% in the second quarter. Raymond James & Associates now owns 403,429 shares of the company’s stock valued at $12,688,000 after buying an additional 22,729 shares during the period. EFG Asset Management North America Corp. boosted its position in shares of nCino by 31.9% during the 2nd quarter. EFG Asset Management North America Corp. now owns 41,458 shares of the company’s stock valued at $1,303,000 after purchasing an additional 10,015 shares in the last quarter. Crewe Advisors LLC acquired a new stake in nCino during the second quarter worth approximately $26,000. Principal Financial Group Inc. grew its stake in nCino by 15.6% during the second quarter. Principal Financial Group Inc. now owns 6,792 shares of the company’s stock worth $214,000 after purchasing an additional 915 shares during the period. Finally, Maryland State Retirement & Pension System bought a new stake in nCino in the second quarter worth approximately $202,000. Institutional investors and hedge funds own 94.76% of the company’s stock.

Insider Transactions at nCino

In related news, CFO Gregory Orenstein sold 3,885 shares of the firm’s stock in a transaction on Monday, October 14th. The stock was sold at an average price of $35.05, for a total transaction of $136,169.25. Following the completion of the transaction, the chief financial officer now directly owns 276,892 shares of the company’s stock, valued at $9,705,064.60. This trade represents a 1.38 % decrease in their position. The sale was disclosed in a document filed with the Securities & Exchange Commission, which is available at this hyperlink. Also, Director Jeff Horing sold 4,474,158 shares of the company’s stock in a transaction dated Wednesday, December 18th. The shares were sold at an average price of $35.75, for a total value of $159,951,148.50. Following the completion of the sale, the director now owns 4,513,467 shares in the company, valued at $161,356,445.25. This trade represents a 49.78 % decrease in their position. The disclosure for this sale can be found here. Over the last 90 days, insiders have sold 9,418,237 shares of company stock worth $340,474,175. Company insiders own 28.40% of the company’s stock.

nCino Company Profile

nCino, Inc, a software-as-a-service company, provides cloud-based software applications to financial institutions in the United States and internationally. Its nCino Bank Operating System connects financial institution employees, clients and third parties on a single cloud-based platform which include client onboarding, deposit account opening, loan origination, end-to-end mortgage suite, and powerful ecosystem.