Research Analysts Offer Predictions for SYF FY2026 Earnings

Synchrony Financial (NYSE:SYF) – Zacks Research boosted their FY2026 earnings estimates for shares of Synchrony Financial in a research report issued on Tuesday, December 17th. Zacks Research analyst K. Dey now expects that the financial services provider will post earnings per share of $7.12 for the year, up from their previous forecast of $7.11. The consensus estimate for Synchrony Financial’s current full-year earnings is $6.51 per share.

Synchrony Financial (NYSE:SYF) last released its earnings results on Wednesday, October 16th. The financial services provider reported $1.94 EPS for the quarter, topping analysts’ consensus estimates of $1.77 by $0.17. The firm had revenue of $3.81 billion for the quarter, compared to analysts’ expectations of $3.76 billion. Synchrony Financial had a return on equity of 16.64% and a net margin of 13.98%. The company’s quarterly revenue was up 9.8% on a year-over-year basis. During the same period in the prior year, the firm posted $1.48 earnings per share.

A number of other brokerages have also commented on SYF. JPMorgan Chase & Co. upgraded shares of Synchrony Financial from a “neutral” rating to an “overweight” rating and lifted their price target for the stock from $59.00 to $72.00 in a research note on Monday, December 9th. Keefe, Bruyette & Woods lifted their price target on shares of Synchrony Financial from $62.00 to $82.00 and gave the company an “outperform” rating in a report on Monday, December 9th. Wells Fargo & Company upgraded shares of Synchrony Financial from an “equal weight” rating to an “overweight” rating and raised their price objective for the company from $60.00 to $85.00 in a research report on Tuesday, December 3rd. Evercore ISI increased their price target on Synchrony Financial from $58.00 to $65.00 and gave the stock an “outperform” rating in a research note on Wednesday, October 30th. Finally, Royal Bank of Canada raised their price target on Synchrony Financial from $55.00 to $62.00 and gave the company a “sector perform” rating in a report on Thursday, October 17th. Six investment analysts have rated the stock with a hold rating, sixteen have given a buy rating and one has assigned a strong buy rating to the stock. According to data from MarketBeat, the stock has an average rating of “Moderate Buy” and an average target price of $63.63.

Synchrony Financial Trading Up 1.8 %

NYSE:SYF opened at $65.45 on Thursday. The company has a quick ratio of 1.25, a current ratio of 1.25 and a debt-to-equity ratio of 1.06. Synchrony Financial has a 52 week low of $35.29 and a 52 week high of $69.39. The stock has a market cap of $25.48 billion, a price-to-earnings ratio of 8.54, a PEG ratio of 0.82 and a beta of 1.63. The company’s 50 day moving average price is $62.61 and its 200-day moving average price is $52.90.

Synchrony Financial Dividend Announcement

The business also recently disclosed a quarterly dividend, which was paid on Friday, November 15th. Shareholders of record on Monday, November 4th were given a dividend of $0.25 per share. The ex-dividend date was Monday, November 4th. This represents a $1.00 dividend on an annualized basis and a yield of 1.53%. Synchrony Financial’s dividend payout ratio (DPR) is presently 13.05%.

Insiders Place Their Bets

In other news, insider Jonathan S. Mothner sold 34,163 shares of the business’s stock in a transaction dated Friday, November 15th. The shares were sold at an average price of $64.99, for a total value of $2,220,253.37. Following the completion of the sale, the insider now owns 127,587 shares in the company, valued at approximately $8,291,879.13. The trade was a 21.12 % decrease in their position. The transaction was disclosed in a document filed with the SEC, which can be accessed through this hyperlink. Also, insider Curtis Howse sold 21,934 shares of Synchrony Financial stock in a transaction on Friday, November 1st. The shares were sold at an average price of $55.13, for a total value of $1,209,221.42. Following the completion of the transaction, the insider now owns 99,743 shares in the company, valued at $5,498,831.59. This represents a 18.03 % decrease in their ownership of the stock. The disclosure for this sale can be found here. 0.33% of the stock is owned by insiders.

Institutional Investors Weigh In On Synchrony Financial

A number of large investors have recently modified their holdings of SYF. Larson Financial Group LLC lifted its holdings in Synchrony Financial by 92.7% in the third quarter. Larson Financial Group LLC now owns 607 shares of the financial services provider’s stock valued at $30,000 after acquiring an additional 292 shares during the period. Altshuler Shaham Ltd purchased a new stake in shares of Synchrony Financial during the second quarter worth $31,000. International Assets Investment Management LLC purchased a new stake in shares of Synchrony Financial during the second quarter worth $33,000. WR Wealth Planners LLC raised its holdings in Synchrony Financial by 83.6% in the 2nd quarter. WR Wealth Planners LLC now owns 716 shares of the financial services provider’s stock valued at $34,000 after acquiring an additional 326 shares during the last quarter. Finally, Ashton Thomas Private Wealth LLC acquired a new position in Synchrony Financial during the second quarter worth $39,000. Hedge funds and other institutional investors own 96.48% of the company’s stock.

Synchrony Financial Company Profile

Synchrony Financial, together with its subsidiaries, operates as a consumer financial services company in the United States. It provides credit products, such as credit cards, commercial credit products, and consumer installment loans. The company also offers private label credit cards, dual co-brand and general purpose credit cards, short- and long-term installment loans, and consumer banking products; and deposit products, including certificates of deposit, individual retirement accounts, money market accounts, and savings accounts, and sweep and affinity deposits, as well as accepts deposits through third-party securities brokerage firms.