Comparing Consumer Portfolio Services (NASDAQ:CPSS) & BitFuFu (NASDAQ:FUFU)

BitFuFu (NASDAQ:FUFU) and Consumer Portfolio Services (NASDAQ:CPSS) are both small-cap finance companies, but which is the superior business? We will compare the two companies based on the strength of their earnings, dividends, risk, institutional ownership, valuation, profitability and analyst recommendations.

Analyst Recommendations

This is a summary of recent ratings and price targets for BitFuFu and Consumer Portfolio Services, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
BitFuFu	0	0	1	0	3.00
Consumer Portfolio Services	0	0	0	0	0.00

BitFuFu presently has a consensus price target of $7.00, suggesting a potential upside of 34.87%. Given BitFuFu’s stronger consensus rating and higher probable upside, equities analysts plainly believe BitFuFu is more favorable than Consumer Portfolio Services.

Insider & Institutional Ownership

37.3% of BitFuFu shares are owned by institutional investors. Comparatively, 47.6% of Consumer Portfolio Services shares are owned by institutional investors. 35.0% of BitFuFu shares are owned by company insiders. Comparatively, 69.0% of Consumer Portfolio Services shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term.

Volatility and Risk

BitFuFu has a beta of 0.2, indicating that its stock price is 80% less volatile than the S&P 500. Comparatively, Consumer Portfolio Services has a beta of 1.99, indicating that its stock price is 99% more volatile than the S&P 500.

Profitability

This table compares BitFuFu and Consumer Portfolio Services’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
BitFuFu	8.17%	40.15%	13.55%
Consumer Portfolio Services	5.59%	7.59%	0.67%

Earnings and Valuation

This table compares BitFuFu and Consumer Portfolio Services”s top-line revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
BitFuFu	$452.74 million	1.87	$10.49 million	N/A	N/A
Consumer Portfolio Services	$201.17 million	1.12	$45.34 million	$0.87	12.10

Consumer Portfolio Services has lower revenue, but higher earnings than BitFuFu.

Summary

BitFuFu beats Consumer Portfolio Services on 8 of the 12 factors compared between the two stocks.

About BitFuFu

BitFuFu Inc. provides digital asset mining and cloud-mining services in Singapore. It also offers miner rental, and miner hosting and sales services to institutional customers and individual digital asset enthusiasts. The company is based in Singapore, Singapore.

About Consumer Portfolio Services

Consumer Portfolio Services, Inc. operates as a specialty finance company in the United States. It is involved in the purchase and service of retail automobile contracts originated by franchised automobile dealers and select independent dealers in the sale of new and used automobiles, light trucks, and passenger vans. The company, through its automobile contract purchases, offers indirect financing to the customers of dealers with limited credit histories or past credit problems. It also serves as an alternative source of financing for dealers, facilitating sales to customers who are not able to obtain financing from commercial banks, credit unions, and the captive finance companies. In addition, the company acquires installment purchase contracts in merger and acquisition transactions; purchases immaterial amounts of vehicle purchase money loans from non-affiliated lenders. It services its automobile contracts through its branches in California, Nevada, Virginia, Florida, and Illinois. The company was incorporated in 1991 and is based in Las Vegas, Nevada.