Contrasting BCB Bancorp (NASDAQ:BCBP) and Bluegreen Vacations (OTCMKTS:BVHBB)

Bluegreen Vacations (OTCMKTS:BVHBB) and BCB Bancorp (NASDAQ:BCBP) are both small-cap consumer discretionary companies, but which is the superior business? We will compare the two companies based on the strength of their profitability, valuation, institutional ownership, dividends, analyst recommendations, risk and earnings.

Insider & Institutional Ownership

20.7% of Bluegreen Vacations shares are owned by institutional investors. Comparatively, 36.0% of BCB Bancorp shares are owned by institutional investors. 88.2% of Bluegreen Vacations shares are owned by company insiders. Comparatively, 15.9% of BCB Bancorp shares are owned by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company is poised for long-term growth.

Valuation and Earnings

This table compares Bluegreen Vacations and BCB Bancorp”s top-line revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Bluegreen Vacations	$919.43 million	1.33	$64.39 million	$3.71	19.41
BCB Bancorp	$98.98 million	2.01	$29.48 million	$1.17	9.97

Bluegreen Vacations has higher revenue and earnings than BCB Bancorp. BCB Bancorp is trading at a lower price-to-earnings ratio than Bluegreen Vacations, indicating that it is currently the more affordable of the two stocks.

Analyst Recommendations

This is a summary of current ratings and target prices for Bluegreen Vacations and BCB Bancorp, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Bluegreen Vacations	0	0	0	0	0.00
BCB Bancorp	0	2	0	0	2.00

BCB Bancorp has a consensus target price of $13.75, suggesting a potential upside of 17.92%. Given BCB Bancorp’s stronger consensus rating and higher probable upside, analysts clearly believe BCB Bancorp is more favorable than Bluegreen Vacations.

Profitability

This table compares Bluegreen Vacations and BCB Bancorp’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Bluegreen Vacations	N/A	N/A	N/A
BCB Bancorp	10.59%	7.31%	0.57%

Summary

BCB Bancorp beats Bluegreen Vacations on 7 of the 12 factors compared between the two stocks.

About Bluegreen Vacations

Bluegreen Vacations Holding Corporation operates as a vacation ownership company. The company markets and sells vacation ownership interests (VOI); and manages resorts in leisure and urban destinations, including Orlando, Las Vegas, Myrtle Beach, Charleston and New Orleans, and others. It also provides resort management, mortgage, title, reservation, and construction design and development services; and financing to qualified VOI purchasers, as well as management services to the vacation club and homeowners' associations. The company was founded in 1966 and is headquartered in Boca Raton, Florida.

About BCB Bancorp

BCB Bancorp, Inc. operates as a bank holding company for BCB Community Bank that engages in the provision of banking products and services to businesses and individuals in the United States. The company offers insured deposit products, including savings and club accounts, interest and non-interest-bearing demand accounts, money market accounts, certificates of deposit, and individual retirement accounts. It also provides various loan products, such as commercial and multi-family real estate loans, one-to-four family mortgage loans, commercial business loans, construction loans, home equity loans, and consumer loans. In addition, the company offers retail and commercial banking services comprising wire transfer, money order, safe deposit box, night depository, debit card, online and mobile banking, fraud detection, and automated teller services. The company was founded in 2000 and is based in Bayonne, New Jersey.