Critical Contrast: Carbon Streaming (OTCMKTS:OFSTF) versus Jiayin Group (NASDAQ:JFIN)

Insider and Institutional Ownership

44.1% of Jiayin Group shares are held by institutional investors. 51.2% of Jiayin Group shares are held by company insiders. Comparatively, 2.4% of Carbon Streaming shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

Risk & Volatility

Jiayin Group has a beta of 0.88, meaning that its stock price is 12% less volatile than the S&P 500. Comparatively, Carbon Streaming has a beta of -66.58, meaning that its stock price is 6,758% less volatile than the S&P 500.

Earnings & Valuation

This table compares Jiayin Group and Carbon Streaming”s gross revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Jiayin Group	$6.00 billion	0.06	$182.75 million	$3.00	2.12
Carbon Streaming	$1.17 million	15.96	-$35.50 million	($1.59)	-0.22

Jiayin Group has higher revenue and earnings than Carbon Streaming. Carbon Streaming is trading at a lower price-to-earnings ratio than Jiayin Group, indicating that it is currently the more affordable of the two stocks.

Profitability

This table compares Jiayin Group and Carbon Streaming’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Jiayin Group	19.17%	43.90%	21.31%
Carbon Streaming	-5,329.32%	-7.99%	-7.61%

Summary

Jiayin Group beats Carbon Streaming on 10 of the 11 factors compared between the two stocks.

About Jiayin Group

Jiayin Group Inc., together with its subsidiaries, provides online consumer finance services in the People's Republic of China. The company operates a fintech platform that facilitates connections between individual borrowers and financial institutions. It also offers referral services for investment products offered by the financial service providers; and technology development and services, as well as guarantee services. The company was founded in 2011 and is headquartered in Shanghai, the People's Republic of China. Jiayin Group Inc. operates as a subsidiary of New Dream Capital Holdings Limited.

About Carbon Streaming

Carbon Streaming Corporation a carbon credit streaming and royalty company focused on creating shareholder value primarily through the acquisition and sale of carbon credits. It provides capital to carbon projects globally, primarily by entering into or acquiring streaming, royalty or royalty-like arrangements for the purchase of carbon credits. The company was formerly known as Mexivada Mining Corp. and changed its name to Carbon Streaming Corporation in June 2020. Carbon Streaming Corporation was incorporated in 2004 and is headquartered in Burlington, Canada.