OppFi (NYSE:OPFI) and Iris Energy (NASDAQ:IREN) Critical Analysis

Iris Energy (NASDAQ:IREN) and OppFi (NYSE:OPFI) are both oils/energy companies, but which is the superior investment? We will compare the two businesses based on the strength of their risk, valuation, analyst recommendations, profitability, earnings, dividends and institutional ownership.

Risk & Volatility

Iris Energy has a beta of 3.54, suggesting that its stock price is 254% more volatile than the S&P 500. Comparatively, OppFi has a beta of 1.45, suggesting that its stock price is 45% more volatile than the S&P 500.

Analyst Recommendations

This is a summary of current ratings for Iris Energy and OppFi, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Iris Energy	0	2	9	1	2.92
OppFi	0	0	2	0	3.00

Iris Energy currently has a consensus target price of $19.50, suggesting a potential upside of 71.96%. OppFi has a consensus target price of $7.50, suggesting a potential downside of 12.59%. Given Iris Energy’s higher possible upside, equities research analysts clearly believe Iris Energy is more favorable than OppFi.

Institutional and Insider Ownership

41.1% of Iris Energy shares are held by institutional investors. Comparatively, 7.1% of OppFi shares are held by institutional investors. 21.5% of Iris Energy shares are held by company insiders. Comparatively, 84.0% of OppFi shares are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

Profitability

This table compares Iris Energy and OppFi’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Iris Energy	-36.10%	-8.01%	-7.37%
OppFi	1.40%	35.04%	12.09%

Earnings and Valuation

This table compares Iris Energy and OppFi”s top-line revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Iris Energy	$208.75 million	10.21	-$28.95 million	N/A	N/A
OppFi	$523.16 million	1.41	-$1.00 million	$0.16	53.63

OppFi has higher revenue and earnings than Iris Energy.

Summary

OppFi beats Iris Energy on 7 of the 13 factors compared between the two stocks.

About Iris Energy

Iris Energy Limited owns and operates bitcoin mining data centers. The company was incorporated in 2018 and is headquartered in Sydney, Australia.

About OppFi

OppFi Inc. operates a cialty finance platform that allows banks to offer credit access. Its platform facilitates the OppLoans, an installment loan product; SalaryTap, a payroll deduction secured installment loan product; and OppFi Card, a credit card product. OppFi Inc. was founded in 2012 and is headquartered in Chicago, Illinois.