Profitability
This table compares NSTS Bancorp and Southern Banc’s net margins, return on equity and return on assets.
| Net Margins | Return on Equity | Return on Assets | |
| NSTS Bancorp | -48.24% | -5.83% | -1.71% |
| Southern Banc | 12.67% | 9.76% | 1.27% |
Risk and Volatility
NSTS Bancorp has a beta of 0.04, meaning that its share price is 96% less volatile than the S&P 500. Comparatively, Southern Banc has a beta of -0.33, meaning that its share price is 133% less volatile than the S&P 500.
Institutional and Insider Ownership
23.7% of NSTS Bancorp shares are owned by institutional investors. 4.6% of NSTS Bancorp shares are owned by company insiders. Comparatively, 22.0% of Southern Banc shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.
Valuation and Earnings
| Gross Revenue | Price/Sales Ratio | Net Income | Earnings Per Share | Price/Earnings Ratio | |
| NSTS Bancorp | $6.26 million | 10.09 | -$3.96 million | ($0.90) | -13.33 |
| Southern Banc | $10.60 million | 1.05 | $1.60 million | $1.83 | 7.51 |
Southern Banc has higher revenue and earnings than NSTS Bancorp. NSTS Bancorp is trading at a lower price-to-earnings ratio than Southern Banc, indicating that it is currently the more affordable of the two stocks.
Summary
Southern Banc beats NSTS Bancorp on 8 of the 11 factors compared between the two stocks.
About NSTS Bancorp
NSTS Bancorp, Inc. operates as a savings and loan holding company for North Shore Trust and Savings that provides banking products and services in Illinois. The company offers interest-bearing and noninterest-bearing checking, money market, savings, and time deposit accounts; and one- to four-family residential mortgage, multi-family and commercial real estate mortgage, construction, home equity, and consumer loans. It operates through full-service banking offices in Lake County, Illinois; and one loan production office in Chicago. The company was founded in 1921 and is headquartered in Waukegan, Illinois.
About Southern Banc
The Southern Banc Company, Inc. operates as the holding company for The Southern Bank company that provides various banking products and services in Alabama. The company’s personal banking products include checking accounts, home mortgage loans, home equity loans, auto loans, and personal loans. Its business banking products comprise business checking accounts, cash flow management, real estate lending, and equipment financing. The Southern Banc Company, Inc. was founded in 1936 and is based in Gadsden, Alabama.
Receive News & Ratings for NSTS Bancorp Daily - Enter your email address below to receive a concise daily summary of the latest news and analysts' ratings for NSTS Bancorp and related companies with MarketBeat.com's FREE daily email newsletter.
