Analyzing FFBW (NASDAQ:FFBW) & First Capital (NASDAQ:FCAP)

Profitability

This table compares First Capital and FFBW’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
First Capital	20.87%	10.82%	1.01%
FFBW	N/A	N/A	N/A

Volatility & Risk

First Capital has a beta of 0.58, indicating that its share price is 42% less volatile than the S&P 500. Comparatively, FFBW has a beta of 0.32, indicating that its share price is 68% less volatile than the S&P 500.

Insider & Institutional Ownership

11.7% of First Capital shares are held by institutional investors. 4.4% of First Capital shares are held by insiders. Comparatively, 4.8% of FFBW shares are held by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term.

Valuation and Earnings

This table compares First Capital and FFBW”s revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
First Capital	$51.24 million	2.09	$12.79 million	$3.53	9.07
FFBW	$11.90 million	5.72	$1.51 million	N/A	N/A

First Capital has higher revenue and earnings than FFBW.

Summary

First Capital beats FFBW on 7 of the 9 factors compared between the two stocks.

About First Capital

First Capital, Inc. operates as the bank holding company for First Harrison Bank that provides various banking services to individuals and business customers. The company offers various deposit instruments, including non-interest-bearing checking accounts, negotiable order of withdrawal accounts, money market accounts, regular savings accounts, certificates of deposit, and retirement savings plans. It also provides residential mortgage loans, construction loans for residential and commercial properties, and commercial real estate loans, as well as commercial business loans. In addition, the company originates mortgage loans for sale in the secondary market and sells non-deposit investment products; and offers various secured or guaranteed consumer loans comprising automobile and truck loans, home equity loans, home improvement loans, boat loans, mobile home loans, credit cards and other personal loans, and loans secured by savings deposits, as well as unsecured consumer loans. First Capital, Inc. was founded in 1891 and is based in Corydon, Indiana.

About FFBW

FFBW, Inc. operates as the holding company for First Federal Bank of Wisconsin that provides banking products and services in the United States. It offers deposit accounts, including noninterest-bearing and interest-bearing checking accounts, money market accounts, statement savings, and health savings, as well as certificates of deposit. The company also provides various loans, which include one- to four family owner-occupied and investor-owned residential real estate, multifamily residential real estate, commercial real estate, commercial and industrial, and commercial development loans, as well as consumer loans, such as home equity lines of credit, new and used automobile loans, boat loans, recreational vehicle loans, and loans secured by certificates of deposit. FFBW, Inc. was founded in 1922 and is based in Brookfield, Wisconsin.