Critical Comparison: ANA (OTCMKTS:ALNPY) and CaixaBank (OTCMKTS:CAIXY)

CaixaBank (OTCMKTS:CAIXY) and ANA (OTCMKTS:ALNPY) are both finance companies, but which is the superior stock? We will compare the two businesses based on the strength of their institutional ownership, dividends, profitability, analyst recommendations, valuation, earnings and risk.

Valuation & Earnings

This table compares CaixaBank and ANA”s revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
CaixaBank	$24.18 billion	1.77	$5.21 billion	N/A	N/A
ANA	$14.24 billion	0.59	$1.08 billion	$0.36	9.93

CaixaBank has higher revenue and earnings than ANA.

Volatility and Risk

CaixaBank has a beta of 0.32, meaning that its stock price is 68% less volatile than the S&P 500. Comparatively, ANA has a beta of 0.52, meaning that its stock price is 48% less volatile than the S&P 500.

Profitability

This table compares CaixaBank and ANA’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
CaixaBank	N/A	N/A	N/A
ANA	6.75%	13.85%	4.07%

Dividends

CaixaBank pays an annual dividend of $0.06 per share and has a dividend yield of 3.1%. ANA pays an annual dividend of $0.04 per share and has a dividend yield of 1.1%. ANA pays out 11.1% of its earnings in the form of a dividend.

Analyst Recommendations

This is a breakdown of current recommendations for CaixaBank and ANA, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
CaixaBank	0	1	0	0	2.00
ANA	0	0	0	0	0.00

Summary

CaixaBank beats ANA on 6 of the 10 factors compared between the two stocks.

About CaixaBank

CaixaBank, S.A., together with its subsidiaries, provides various banking products and financial services in Spain and internationally. The company operates through Banking and Insurance, Equity Investments, and BPI segments. It also provides solutions related to security, protection, internationalization, and financing; traditional financial advice, independent advice, and broker services; asset management; liquidity management; capital markets, cash management, project finance, asset finance, and M&A services; and various financial services and solutions to public and private sector institutions, as well as distributes non-life and life risk insurance policies; and private banking services. In addition, the company is involved in the real estate business. It has branches and ATMs in Spain; and branches and ATMs in Portugal. CaixaBank, S.A. was founded in 1904 and is based in Valencia, Spain.

About ANA

ANA Holdings Inc., together with its subsidiaries, provides air transportation services in Japan and internationally. It operates through Air Transportation, Aviation-Related Business, Travel Business, and Trading Business segments. The Air Transportation segment offers regular and irregular air transport of passengers, cargo, etc. on domestic and international routes. The Aviation-Related Business segment provides services incidental to air transportation, such as airport handling and maintenance. The Travel Business develops and sells travel products, as well as plans and sells package travel products. The Trading Business imports and exports aviation-related materials, as well as sells through stores and mail-order channels. The company was formerly known as All Nippon Airways Co., Ltd. and changed its name to ANA Holdings Inc. in April 2013. ANA Holdings Inc. was incorporated in 1920 and is headquartered in Minato, Japan.