William Blair Issues Pessimistic Forecast for SOFI Earnings

SoFi Technologies, Inc. (NASDAQ:SOFIFree Report) – Stock analysts at William Blair cut their Q3 2025 earnings estimates for SoFi Technologies in a research note issued to investors on Monday, January 27th. William Blair analyst A. Jeffrey now anticipates that the company will post earnings of $0.08 per share for the quarter, down from their prior estimate of $0.09. William Blair has a “Outperform” rating on the stock. The consensus estimate for SoFi Technologies’ current full-year earnings is $0.12 per share. William Blair also issued estimates for SoFi Technologies’ Q4 2025 earnings at $0.08 EPS, FY2025 earnings at $0.28 EPS, Q1 2026 earnings at $0.09 EPS, Q2 2026 earnings at $0.12 EPS, Q3 2026 earnings at $0.15 EPS, Q4 2026 earnings at $0.15 EPS and FY2026 earnings at $0.51 EPS.

Other analysts have also issued reports about the company. JPMorgan Chase & Co. lifted their target price on SoFi Technologies from $9.00 to $16.00 and gave the stock a “neutral” rating in a research report on Monday, December 2nd. Bank of America reiterated an “underperform” rating and set a $12.00 price objective on shares of SoFi Technologies in a research note on Monday, December 9th. Barclays boosted their price target on shares of SoFi Technologies from $8.00 to $9.00 and gave the company an “equal weight” rating in a report on Wednesday, October 30th. Citigroup raised their target price on SoFi Technologies from $12.50 to $18.00 and gave the company a “buy” rating in a research report on Tuesday, January 14th. Finally, Needham & Company LLC upped their price target on shares of SoFi Technologies from $13.00 to $20.00 and gave the stock a “buy” rating in a research note on Tuesday. Four investment analysts have rated the stock with a sell rating, six have issued a hold rating and five have issued a buy rating to the stock. According to MarketBeat, SoFi Technologies presently has a consensus rating of “Hold” and an average price target of $12.50.

View Our Latest Research Report on SOFI

SoFi Technologies Trading Up 2.8 %

Shares of SOFI stock opened at $16.44 on Wednesday. The firm’s 50 day moving average price is $15.84 and its two-hundred day moving average price is $11.28. The stock has a market cap of $17.84 billion, a price-to-earnings ratio of 164.42, a price-to-earnings-growth ratio of 1.19 and a beta of 1.78. SoFi Technologies has a fifty-two week low of $6.01 and a fifty-two week high of $18.42. The company has a quick ratio of 0.18, a current ratio of 0.49 and a debt-to-equity ratio of 0.52.

SoFi Technologies (NASDAQ:SOFIGet Free Report) last posted its quarterly earnings data on Monday, January 27th. The company reported $0.05 earnings per share (EPS) for the quarter, topping the consensus estimate of $0.04 by $0.01. SoFi Technologies had a return on equity of 3.71% and a net margin of 8.38%. During the same quarter in the previous year, the business earned $0.04 EPS.

Hedge Funds Weigh In On SoFi Technologies

Several hedge funds have recently modified their holdings of the stock. Game Plan Financial Advisors LLC increased its holdings in shares of SoFi Technologies by 13.9% during the 4th quarter. Game Plan Financial Advisors LLC now owns 8,200 shares of the company’s stock worth $128,000 after acquiring an additional 1,000 shares during the last quarter. Strategic Financial Concepts LLC bought a new stake in shares of SoFi Technologies during the 4th quarter worth approximately $169,000. Allworth Financial LP boosted its holdings in shares of SoFi Technologies by 494.3% in the 4th quarter. Allworth Financial LP now owns 90,256 shares of the company’s stock valued at $1,390,000 after purchasing an additional 75,069 shares in the last quarter. Nations Financial Group Inc. IA ADV bought a new position in SoFi Technologies in the fourth quarter valued at about $4,561,000. Finally, Rhumbline Advisers increased its position in SoFi Technologies by 3.8% during the 4th quarter. Rhumbline Advisers now owns 1,033,602 shares of the company’s stock worth $15,917,000 after purchasing an additional 37,892 shares in the last quarter. Institutional investors own 38.43% of the company’s stock.

Insiders Place Their Bets

In related news, CTO Jeremy Rishel sold 64,991 shares of the business’s stock in a transaction on Thursday, December 19th. The shares were sold at an average price of $15.72, for a total value of $1,021,658.52. Following the sale, the chief technology officer now directly owns 586,494 shares of the company’s stock, valued at approximately $9,219,685.68. The trade was a 9.98 % decrease in their position. The transaction was disclosed in a legal filing with the SEC, which can be accessed through this hyperlink. Also, EVP Kelli Keough sold 8,914 shares of the company’s stock in a transaction dated Monday, December 23rd. The stock was sold at an average price of $15.59, for a total value of $138,969.26. Following the transaction, the executive vice president now directly owns 187,725 shares of the company’s stock, valued at $2,926,632.75. This represents a 4.53 % decrease in their ownership of the stock. The disclosure for this sale can be found here. In the last three months, insiders sold 26,008,870 shares of company stock valued at $416,950,073. 2.60% of the stock is currently owned by insiders.

SoFi Technologies Company Profile

(Get Free Report)

SoFi Technologies, Inc provides various financial services in the United States, Latin America, and Canada. It operates through three segments: Lending, Technology Platform, and Financial Services. The company offers lending and financial services and products that allows its members to borrow, save, spend, invest, and protect money.

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Earnings History and Estimates for SoFi Technologies (NASDAQ:SOFI)

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