Zacks Research Issues Optimistic Outlook for SYF Earnings

Synchrony Financial (NYSE:SYF) – Equities research analysts at Zacks Research raised their Q2 2025 EPS estimates for shares of Synchrony Financial in a research note issued to investors on Monday, February 10th. Zacks Research analyst K. Dey now expects that the financial services provider will post earnings of $1.59 per share for the quarter, up from their previous estimate of $1.22. The consensus estimate for Synchrony Financial’s current full-year earnings is $7.45 per share. Zacks Research also issued estimates for Synchrony Financial’s Q3 2025 earnings at $2.09 EPS, FY2025 earnings at $7.08 EPS, Q1 2026 earnings at $1.88 EPS, Q2 2026 earnings at $1.88 EPS, Q3 2026 earnings at $2.38 EPS, Q4 2026 earnings at $2.07 EPS and FY2026 earnings at $8.21 EPS.

Synchrony Financial (NYSE:SYF) last posted its earnings results on Tuesday, January 28th. The financial services provider reported $1.91 earnings per share for the quarter, beating analysts’ consensus estimates of $1.89 by $0.02. Synchrony Financial had a net margin of 15.36% and a return on equity of 18.30%.

A number of other research firms have also recently weighed in on SYF. JPMorgan Chase & Co. raised shares of Synchrony Financial from a “neutral” rating to an “overweight” rating and upped their target price for the company from $59.00 to $72.00 in a research note on Monday, December 9th. Wells Fargo & Company raised shares of Synchrony Financial from an “equal weight” rating to an “overweight” rating and upped their target price for the company from $60.00 to $85.00 in a research note on Tuesday, December 3rd. Compass Point cut shares of Synchrony Financial from a “buy” rating to a “neutral” rating and set a $70.00 target price on the stock. in a research note on Tuesday, January 28th. Keefe, Bruyette & Woods boosted their price target on shares of Synchrony Financial from $62.00 to $82.00 and gave the company an “outperform” rating in a research report on Monday, December 9th. Finally, Evercore ISI boosted their price target on shares of Synchrony Financial from $58.00 to $65.00 and gave the company an “outperform” rating in a research report on Wednesday, October 30th. Seven investment analysts have rated the stock with a hold rating, fifteen have assigned a buy rating and one has assigned a strong buy rating to the company. Based on data from MarketBeat.com, the stock has an average rating of “Moderate Buy” and a consensus price target of $69.30.

Synchrony Financial Stock Performance

NYSE SYF opened at $65.19 on Thursday. The stock has a market cap of $25.34 billion, a P/E ratio of 7.63, a PEG ratio of 0.72 and a beta of 1.63. The company’s 50-day simple moving average is $66.99 and its 200 day simple moving average is $58.39. Synchrony Financial has a twelve month low of $39.26 and a twelve month high of $70.93. The company has a quick ratio of 1.25, a current ratio of 1.24 and a debt-to-equity ratio of 1.01.

Hedge Funds Weigh In On Synchrony Financial

Several large investors have recently bought and sold shares of the business. Caisse DE Depot ET Placement DU Quebec lifted its holdings in Synchrony Financial by 1.0% in the fourth quarter. Caisse DE Depot ET Placement DU Quebec now owns 1,141,146 shares of the financial services provider’s stock valued at $74,174,000 after buying an additional 10,880 shares during the period. Talon Private Wealth LLC acquired a new position in Synchrony Financial in the fourth quarter valued at approximately $411,000. Voleon Capital Management LP bought a new stake in Synchrony Financial in the fourth quarter valued at approximately $1,656,000. Schonfeld Strategic Advisors LLC increased its stake in Synchrony Financial by 105.5% in the fourth quarter. Schonfeld Strategic Advisors LLC now owns 180,548 shares of the financial services provider’s stock valued at $11,736,000 after purchasing an additional 92,705 shares in the last quarter. Finally, AdvisorShares Investments LLC bought a new stake in Synchrony Financial in the fourth quarter valued at approximately $468,000. 96.48% of the stock is currently owned by institutional investors and hedge funds.

Synchrony Financial Dividend Announcement

The firm also recently disclosed a quarterly dividend, which will be paid on Tuesday, February 18th. Investors of record on Monday, February 3rd will be issued a $0.25 dividend. The ex-dividend date is Monday, February 3rd. This represents a $1.00 annualized dividend and a yield of 1.53%. Synchrony Financial’s dividend payout ratio is currently 11.71%.

Synchrony Financial Company Profile

Synchrony Financial, together with its subsidiaries, operates as a consumer financial services company in the United States. It provides credit products, such as credit cards, commercial credit products, and consumer installment loans. The company also offers private label credit cards, dual co-brand and general purpose credit cards, short- and long-term installment loans, and consumer banking products; and deposit products, including certificates of deposit, individual retirement accounts, money market accounts, and savings accounts, and sweep and affinity deposits, as well as accepts deposits through third-party securities brokerage firms.