Bank of Santa Clarita (OTCMKTS:BSCA) and Farmers National Banc (NASDAQ:FMNB) Critical Contrast

Bank of Santa Clarita (OTCMKTS:BSCA) and Farmers National Banc (NASDAQ:FMNB) are both finance companies, but which is the superior stock? We will contrast the two businesses based on the strength of their analyst recommendations, profitability, institutional ownership, risk, dividends, valuation and earnings.

Analyst Recommendations

This is a breakdown of current ratings and price targets for Bank of Santa Clarita and Farmers National Banc, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Bank of Santa Clarita	0	0	0	0	0.00
Farmers National Banc	0	2	1	0	2.33

Farmers National Banc has a consensus price target of $16.33, suggesting a potential upside of 14.38%. Given Farmers National Banc’s stronger consensus rating and higher probable upside, analysts plainly believe Farmers National Banc is more favorable than Bank of Santa Clarita.

Valuation and Earnings

This table compares Bank of Santa Clarita and Farmers National Banc”s gross revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Bank of Santa Clarita	N/A	N/A	N/A	N/A	N/A
Farmers National Banc	$170.08 million	3.16	$45.95 million	$1.22	11.70

Farmers National Banc has higher revenue and earnings than Bank of Santa Clarita.

Profitability

This table compares Bank of Santa Clarita and Farmers National Banc’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Bank of Santa Clarita	N/A	N/A	N/A
Farmers National Banc	17.05%	11.71%	0.93%

Institutional and Insider Ownership

38.7% of Farmers National Banc shares are owned by institutional investors. 4.0% of Farmers National Banc shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

Summary

Farmers National Banc beats Bank of Santa Clarita on 9 of the 9 factors compared between the two stocks.

About Bank of Santa Clarita

Bank of Santa Clarita engages in the provision of banking and financial services. It offers real estate, small business administration, commercial and consumer loans, consumer and business checking accounts, savings accounts, certificates of deposit, trade finance, and money transfers. The company was founded by Frank D. Di Tomaso on October 26, 2004 and is headquartered in Santa Clarita, CA.

About Farmers National Banc

Farmers National Banc Corp. operates as a bank holding company for The Farmers National Bank of Canfield engages in the banking, trust, retirement consulting, insurance, and financial management businesses. It offers commercial and retail banking services, including checking, savings, and time deposit accounts; commercial, mortgage and installment, and home equity loans; home equity lines of credit, night depository, safe deposit box, money order, bank check, automated teller machine, Internet banking, travel card, E bond transaction, brokerage, and other services. The company also provides personal and corporate trust services in the areas of estate settlement, trust administration, employee benefit plans, and retirement services; property and casualty insurance products and services; and various insurance products through licensed representatives, as well as invests in municipal securities. The company was founded in 1887 and is headquartered in Canfield, Ohio.