Northland Capmk Brokers Reduce Earnings Estimates for MFIN

Medallion Financial Corp. (NASDAQ:MFIN) – Equities researchers at Northland Capmk reduced their Q1 2025 earnings estimates for shares of Medallion Financial in a research report issued on Wednesday, March 5th. Northland Capmk analyst M. Grondahl now forecasts that the credit services provider will earn $0.32 per share for the quarter, down from their prior estimate of $0.34. The consensus estimate for Medallion Financial’s current full-year earnings is $1.46 per share. Northland Capmk also issued estimates for Medallion Financial’s Q2 2025 earnings at $0.37 EPS, Q3 2025 earnings at $0.43 EPS and FY2025 earnings at $1.53 EPS.

Medallion Financial (NASDAQ:MFIN) last released its earnings results on Tuesday, March 4th. The credit services provider reported $0.43 earnings per share for the quarter, topping the consensus estimate of $0.33 by $0.10. Medallion Financial had a return on equity of 9.52% and a net margin of 13.72%. The firm had revenue of $53.10 million during the quarter, compared to analysts’ expectations of $53.66 million.

Separately, StockNews.com raised shares of Medallion Financial from a “hold” rating to a “buy” rating in a report on Wednesday, February 5th.

Medallion Financial Price Performance

Shares of MFIN stock opened at $8.75 on Friday. Medallion Financial has a twelve month low of $6.48 and a twelve month high of $10.50. The company has a quick ratio of 1.18, a current ratio of 1.18 and a debt-to-equity ratio of 0.54. The business has a fifty day simple moving average of $8.88 and a 200 day simple moving average of $8.86. The company has a market cap of $201.85 million, a P/E ratio of 5.18 and a beta of 2.10.

Institutional Inflows and Outflows

A number of large investors have recently modified their holdings of the company. BNP Paribas Financial Markets grew its position in Medallion Financial by 52.3% during the 3rd quarter. BNP Paribas Financial Markets now owns 4,820 shares of the credit services provider’s stock worth $39,000 after acquiring an additional 1,656 shares during the last quarter. MetLife Investment Management LLC boosted its stake in shares of Medallion Financial by 62.0% during the fourth quarter. MetLife Investment Management LLC now owns 9,018 shares of the credit services provider’s stock valued at $85,000 after purchasing an additional 3,452 shares in the last quarter. Deutsche Bank AG bought a new stake in shares of Medallion Financial during the fourth quarter worth about $92,000. Wells Fargo & Company MN increased its stake in shares of Medallion Financial by 24.3% in the fourth quarter. Wells Fargo & Company MN now owns 11,554 shares of the credit services provider’s stock valued at $108,000 after buying an additional 2,256 shares during the period. Finally, Mariner LLC bought a new position in Medallion Financial in the 4th quarter valued at approximately $112,000. 40.56% of the stock is currently owned by institutional investors.

Medallion Financial Announces Dividend

The business also recently announced a quarterly dividend, which will be paid on Monday, March 31st. Shareholders of record on Monday, March 17th will be paid a dividend of $0.11 per share. The ex-dividend date of this dividend is Monday, March 17th. This represents a $0.44 dividend on an annualized basis and a dividend yield of 5.03%. Medallion Financial’s payout ratio is presently 28.95%.

About Medallion Financial

Medallion Financial Corp., together with its subsidiaries, operates as a specialty finance company in the United States. It operates in four segments: Recreation Lending, Home Improvement Lending, Commercial Lending, and Taxi Medallion Lending. The company offers loans that finance consumer purchases of recreational vehicles, boats, and other consumer recreational equipment; consumer financing for window, siding, and roof replacement, swimming pool installations, and other home improvement projects; senior and subordinated loans for the purchase of equipment and related assets necessary to open a new business, or purchase or improvement of an existing business; and taxi medallion loans to individuals and small to mid-size businesses.