Roth Capital Issues Negative Forecast for VersaBank Earnings

VersaBank (NASDAQ:VBNK) – Research analysts at Roth Capital dropped their Q2 2025 earnings per share (EPS) estimates for VersaBank in a report issued on Wednesday, March 5th. Roth Capital analyst C. Irwin now anticipates that the company will post earnings of $0.26 per share for the quarter, down from their prior forecast of $0.39. The consensus estimate for VersaBank’s current full-year earnings is $1.46 per share. Roth Capital also issued estimates for VersaBank’s Q4 2025 earnings at $0.37 EPS and FY2025 earnings at $1.30 EPS.

VersaBank (NASDAQ:VBNK) last issued its earnings results on Monday, December 9th. The company reported $0.28 EPS for the quarter, beating analysts’ consensus estimates of $0.27 by $0.01. VersaBank had a return on equity of 11.20% and a net margin of 13.52%.

VBNK has been the subject of a number of other reports. Raymond James restated an “outperform” rating on shares of VersaBank in a research note on Thursday. Roth Mkm downgraded VersaBank from a “buy” rating to a “neutral” rating and reduced their price objective for the stock from $22.00 to $10.40 in a research report on Thursday, March 6th.

VersaBank Stock Down 5.5 %

Shares of VBNK stock opened at $9.94 on Monday. The business has a 50 day moving average of $13.20 and a two-hundred day moving average of $14.19. VersaBank has a 52 week low of $9.48 and a 52 week high of $18.38. The company has a market cap of $323.24 million, a P/E ratio of 9.04 and a beta of 0.93.

VersaBank Increases Dividend

The firm also recently disclosed a quarterly dividend, which will be paid on Wednesday, April 30th. Stockholders of record on Friday, April 4th will be given a dividend of $0.025 per share. The ex-dividend date of this dividend is Friday, April 4th. This is an increase from VersaBank’s previous quarterly dividend of $0.02. This represents a $0.10 annualized dividend and a dividend yield of 1.01%. VersaBank’s payout ratio is currently 6.38%.

Hedge Funds Weigh In On VersaBank

Several hedge funds and other institutional investors have recently made changes to their positions in the business. Mark Sheptoff Financial Planning LLC bought a new stake in VersaBank during the third quarter worth approximately $137,000. K2 Principal Fund L.P. bought a new stake in VersaBank during the third quarter worth approximately $211,000. Barclays PLC bought a new stake in VersaBank during the third quarter worth approximately $32,000. Round Rock Advisors LLC bought a new stake in VersaBank during the fourth quarter worth approximately $273,000. Finally, Salzhauer Michael bought a new stake in VersaBank during the fourth quarter worth approximately $137,000. 56.86% of the stock is currently owned by institutional investors and hedge funds.

VersaBank Company Profile

VersaBank provides various banking products and services in Canada and the United States. It offers deposit products, such as web-based chequing accounts, guaranteed investment certificates, registered retirement savings plans, and tax-free savings accounts, as well as deposit insurance products. The company also provides lending services, including point of sale financing that covers purchasing loan and lease receivables from finance companies operating in various industries; commercial banking services comprising commercial real estate, public sector/infrastructure financing, and condominium financing; and residential mortgages.