Seaport Res Ptn Predicts Affirm’s Q3 Earnings (NASDAQ:AFRM)

Affirm Holdings, Inc. (NASDAQ:AFRM) – Investment analysts at Seaport Res Ptn issued their Q3 2025 earnings per share (EPS) estimates for shares of Affirm in a research report issued on Monday, March 24th. Seaport Res Ptn analyst J. Cantwell anticipates that the company will post earnings of ($0.04) per share for the quarter. Seaport Res Ptn has a “Hold” rating on the stock. The consensus estimate for Affirm’s current full-year earnings is ($0.18) per share. Seaport Res Ptn also issued estimates for Affirm’s Q4 2025 earnings at $0.08 EPS, FY2025 earnings at ($0.01) EPS, Q1 2026 earnings at $0.21 EPS, Q2 2026 earnings at $0.13 EPS and FY2026 earnings at $0.33 EPS.

A number of other research analysts also recently issued reports on the company. Compass Point upgraded Affirm from a “neutral” rating to a “buy” rating and boosted their price target for the company from $61.00 to $64.00 in a report on Wednesday, March 19th. Barclays upped their target price on Affirm from $75.00 to $85.00 and gave the company an “overweight” rating in a report on Monday, February 10th. Royal Bank of Canada lifted their price target on shares of Affirm from $67.00 to $81.00 and gave the company a “sector perform” rating in a report on Friday, February 7th. Susquehanna lowered shares of Affirm from a “positive” rating to a “neutral” rating and set a $57.00 price objective for the company. in a report on Tuesday, January 21st. Finally, Citizens Jmp raised shares of Affirm from a “hold” rating to a “strong-buy” rating in a research note on Friday, December 20th. Eight research analysts have rated the stock with a hold rating, twelve have given a buy rating and one has issued a strong buy rating to the company’s stock. Based on data from MarketBeat.com, Affirm currently has a consensus rating of “Moderate Buy” and an average price target of $69.76.

Affirm Stock Performance

Shares of NASDAQ:AFRM opened at $46.20 on Thursday. The company has a current ratio of 11.26, a quick ratio of 11.26 and a debt-to-equity ratio of 2.68. The company has a 50-day moving average price of $59.90 and a 200-day moving average price of $56.26. The company has a market cap of $14.69 billion, a price-to-earnings ratio of -71.08 and a beta of 3.63. Affirm has a 12 month low of $22.25 and a 12 month high of $82.53.

Affirm (NASDAQ:AFRM) last issued its earnings results on Thursday, February 6th. The company reported $0.23 EPS for the quarter, topping the consensus estimate of ($0.21) by $0.44. Affirm had a negative net margin of 7.10% and a negative return on equity of 7.25%.

Insider Transactions at Affirm

In other news, Director Noel Bertram Watson sold 2,500 shares of the stock in a transaction on Monday, March 17th. The stock was sold at an average price of $45.78, for a total transaction of $114,450.00. Following the transaction, the director now directly owns 38,997 shares of the company’s stock, valued at $1,785,282.66. This represents a 6.02 % decrease in their position. The transaction was disclosed in a filing with the Securities & Exchange Commission, which is available through this link. Also, Director Christa S. Quarles sold 5,000 shares of the firm’s stock in a transaction on Friday, February 14th. The stock was sold at an average price of $80.00, for a total value of $400,000.00. Following the completion of the transaction, the director now owns 137,325 shares in the company, valued at approximately $10,986,000. This trade represents a 3.51 % decrease in their ownership of the stock. The disclosure for this sale can be found here. Over the last 90 days, insiders have sold 62,301 shares of company stock worth $3,920,543. Corporate insiders own 12.41% of the company’s stock.

Hedge Funds Weigh In On Affirm

A number of institutional investors and hedge funds have recently made changes to their positions in AFRM. Capital Research Global Investors raised its position in Affirm by 2.0% in the fourth quarter. Capital Research Global Investors now owns 24,264,396 shares of the company’s stock worth $1,477,747,000 after acquiring an additional 470,409 shares during the period. Vanguard Group Inc. increased its stake in shares of Affirm by 3.4% in the 4th quarter. Vanguard Group Inc. now owns 21,815,563 shares of the company’s stock worth $1,328,568,000 after purchasing an additional 716,574 shares in the last quarter. Capital World Investors raised its holdings in Affirm by 0.4% in the 4th quarter. Capital World Investors now owns 18,339,165 shares of the company’s stock worth $1,116,861,000 after purchasing an additional 72,582 shares during the period. Durable Capital Partners LP lifted its position in Affirm by 97.3% during the fourth quarter. Durable Capital Partners LP now owns 5,858,283 shares of the company’s stock valued at $356,769,000 after purchasing an additional 2,888,827 shares in the last quarter. Finally, Jericho Capital Asset Management L.P. grew its holdings in Affirm by 11.6% during the fourth quarter. Jericho Capital Asset Management L.P. now owns 5,198,039 shares of the company’s stock valued at $316,561,000 after purchasing an additional 538,892 shares during the period. Hedge funds and other institutional investors own 69.29% of the company’s stock.

About Affirm

Affirm Holdings, Inc operates a platform for digital and mobile-first commerce in the United States, Canada, and internationally. The company's platform includes point-of-sale payment solution for consumers, merchant commerce solutions, and a consumer-focused app. Its commerce platform, agreements with originating banks, and capital markets partners enables consumers to pay for a purchase over time with terms ranging up to 60 months.