Fundamental Global (NASDAQ:FGF) & Fidelis Insurance (NYSE:FIHL) Head-To-Head Contrast

Fidelis Insurance (NYSE:FIHL) and Fundamental Global (NASDAQ:FGF) are both small-cap finance companies, but which is the superior business? We will compare the two businesses based on the strength of their profitability, analyst recommendations, dividends, risk, earnings, valuation and institutional ownership.

Valuation and Earnings

This table compares Fidelis Insurance and Fundamental Global”s gross revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Fidelis Insurance	$2.42 billion	0.75	$2.13 billion	$0.94	17.24
Fundamental Global	$45.61 million	0.51	$3.85 million	$1.31	14.06

Fidelis Insurance has higher revenue and earnings than Fundamental Global. Fundamental Global is trading at a lower price-to-earnings ratio than Fidelis Insurance, indicating that it is currently the more affordable of the two stocks.

Risk and Volatility

Fidelis Insurance has a beta of 0.61, meaning that its stock price is 39% less volatile than the S&P 500. Comparatively, Fundamental Global has a beta of 0.79, meaning that its stock price is 21% less volatile than the S&P 500.

Analyst Ratings

This is a breakdown of recent ratings and target prices for Fidelis Insurance and Fundamental Global, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Fidelis Insurance	1	2	3	0	2.33
Fundamental Global	0	0	0	0	0.00

Fidelis Insurance presently has a consensus target price of $20.57, suggesting a potential upside of 26.94%. Given Fidelis Insurance’s stronger consensus rating and higher probable upside, equities research analysts clearly believe Fidelis Insurance is more favorable than Fundamental Global.

Profitability

This table compares Fidelis Insurance and Fundamental Global’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Fidelis Insurance	20.17%	15.27%	3.36%
Fundamental Global	20.87%	-38.66%	-16.17%

Insider & Institutional Ownership

82.0% of Fidelis Insurance shares are held by institutional investors. Comparatively, 3.1% of Fundamental Global shares are held by institutional investors. 34.4% of Fundamental Global shares are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term.

Summary

Fidelis Insurance beats Fundamental Global on 9 of the 14 factors compared between the two stocks.

About Fidelis Insurance

Fidelis Insurance Holdings Limited, a specialty insurer, provides insurance and reinsurance solutions in Bermuda, the Republic of Ireland, and the United Kingdom. It operates in three segments: Specialty, Reinsurance, and Bespoke segments. The Specialty segment offers aviation and aerospace, energy, marine, property direct and facultative, and other specialty risk solutions. The Reinsurance segment provides property, retrocession, and whole account reinsurance solutions. The Bespoke segment offers customized risk solutions for clients that include credit and political risk, as well as other risk transfer opportunities, including political violence and terrorism, limited cyber reinsurance, tax liabilities, title, transactional liabilities, and other bespoke solutions. Fidelis Insurance Holdings Limited was incorporated in 2014 and is headquartered in Pembroke, Bermuda.

About Fundamental Global

Fundamental Global Inc. engages in reinsurance, merchant banking, and asset management business. The company offers initial public offering services. It also offers specialty property and casualty reinsurance services. In addition, the company provides investment advisory services. The company was formerly known as Ballantyne Strong, Inc. and changed its name to FG Group Holdings Inc. in December 2022. Fundamental Global Inc. was founded in 1932 and is based in Mooresville, North Carolina.