Head to Head Analysis: LM Funding America (NASDAQ:LMFA) vs. Intrum AB (publ) (OTCMKTS:ITJTY)

LM Funding America (NASDAQ:LMFA) and Intrum AB (publ) (OTCMKTS:ITJTY) are both financial services companies, but which is the superior business? We will compare the two companies based on the strength of their dividends, risk, analyst recommendations, earnings, valuation, profitability and institutional ownership.

Insider & Institutional Ownership

22.7% of LM Funding America shares are owned by institutional investors. 20.2% of LM Funding America shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock is poised for long-term growth.

Analyst Ratings

This is a breakdown of current ratings and price targets for LM Funding America and Intrum AB (publ), as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
LM Funding America	0	1	0	0	2.00
Intrum AB (publ)	0	0	0	0	N/A

Valuation and Earnings

This table compares LM Funding America and Intrum AB (publ)’s top-line revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
LM Funding America	$18.48 million	0.39	-$15.94 million	($4.14)	-0.69
Intrum AB (publ)	N/A	N/A	N/A	$12.65	0.36

Intrum AB (publ) has lower revenue, but higher earnings than LM Funding America. LM Funding America is trading at a lower price-to-earnings ratio than Intrum AB (publ), indicating that it is currently the more affordable of the two stocks.

Profitability

This table compares LM Funding America and Intrum AB (publ)’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
LM Funding America	-58.81%	-24.61%	-22.91%
Intrum AB (publ)	N/A	N/A	N/A

Summary

Intrum AB (publ) beats LM Funding America on 5 of the 8 factors compared between the two stocks.

About LM Funding America

LM Funding America, Inc. operates as a cryptocurrency mining and specialty finance company. It operates through two segments, Specialty Finance and Mining Operations. The company also engages in Bitcoin mining operations; and provides funding to nonprofit community associations. The company was founded in 2008 and is based in Tampa, Florida.

About Intrum AB (publ)

Intrum AB (publ), together with its subsidiaries, provides credit management services in Europe and internationally. The company offers credit optimization services, including credit monitoring, credit decision, factoring, and credit information services; and debt collection comprising surveillance and purchase services. It also provides payment services, such as reminder, payment guarantee, and VAT services; e-commerce services comprising credit management, payment solutions, and collection services; accounts receivables services that include invoice, payment booking, monitoring of due dates, reminder, and collection services; and financing and portfolio investment services. Intrum AB (publ) was founded in 1923 and is headquartered in Stockholm, Sweden.