WVS Financial (NASDAQ:WVFC) vs. SR Bancorp (NASDAQ:SRBK) Head to Head Comparison

WVS Financial (NASDAQ:WVFC) and SR Bancorp (NASDAQ:SRBK) are both small-cap finance companies, but which is the superior business? We will contrast the two businesses based on the strength of their institutional ownership, valuation, dividends, analyst recommendations, earnings, profitability and risk.

Analyst Ratings

This is a breakdown of current recommendations for WVS Financial and SR Bancorp, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
WVS Financial	0	0	0	0	N/A
SR Bancorp	0	0	0	0	N/A

Profitability

This table compares WVS Financial and SR Bancorp’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
WVS Financial	8.63%	14.59%	1.49%
SR Bancorp	-28.30%	-5.52%	-1.01%

Institutional and Insider Ownership

6.3% of WVS Financial shares are owned by institutional investors. Comparatively, 24.7% of SR Bancorp shares are owned by institutional investors. 13.5% of WVS Financial shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth.

Valuation and Earnings

This table compares WVS Financial and SR Bancorp’s revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
WVS Financial	$13.43 million	1.70	$1.71 million	N/A	N/A
SR Bancorp	$38.38 million	2.50	-$10.86 million	N/A	N/A

WVS Financial has higher earnings, but lower revenue than SR Bancorp.

Summary

WVS Financial beats SR Bancorp on 5 of the 8 factors compared between the two stocks.

About WVS Financial

WVS Financial Corp. operates as the bank holding company for West View Savings Bank that provides various banking products and services in the United States. The company accepts various deposit products, including regular savings accounts, demand accounts, negotiable order of withdrawal accounts, money market deposit accounts, and certificates of deposit, as well as individual retirement account certificates. It also offers single-family and multi-family residential real estate loans, commercial real estate loans, construction loans, consumer loans, land acquisition and development loans, and commercial loans. In addition, the company is involved in the investment activities. WVS Financial Corp. was founded in 1908 and is based in Pittsburgh, Pennsylvania.

About SR Bancorp

SR Bancorp, Inc. operates as the holding company for Somerset Regal Bank that provides customary retail and commercial banking services to individuals, businesses, and local municipalities in the communities of Somerset, Middlesex, Hunterdon, and Essex counties in New Jersey. It offers deposit instruments, including noninterest-bearing demand deposits, interest-bearing demand accounts, savings accounts, money market accounts, and certificates of deposit. The company also provides loans comprising one- to four family-residential mortgage loans, home equity loans and lines of credit, unsecured personal loans, and rehabilitation loans; and bill payment services. In addition, it is involved in the investment activities. The company was founded in 1887 and is headquartered in Bound Brook, New Jersey.