Qudian (NYSE:QD) vs. Prestige Wealth (NASDAQ:PWM) Financial Survey

Prestige Wealth (NASDAQ:PWM) and Qudian (NYSE:QD) are both small-cap finance companies, but which is the superior investment? We will contrast the two businesses based on the strength of their earnings, valuation, institutional ownership, risk, profitability, dividends and analyst recommendations.

Volatility and Risk

Prestige Wealth has a beta of 4.18, indicating that its share price is 318% more volatile than the S&P 500. Comparatively, Qudian has a beta of 0.61, indicating that its share price is 39% less volatile than the S&P 500.

Institutional & Insider Ownership

7.7% of Prestige Wealth shares are held by institutional investors. Comparatively, 8.1% of Qudian shares are held by institutional investors. 25.7% of Qudian shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock will outperform the market over the long term.

Analyst Ratings

This is a breakdown of recent recommendations for Prestige Wealth and Qudian, as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Prestige Wealth	0	0	0	0	N/A
Qudian	0	0	0	0	N/A

Profitability

This table compares Prestige Wealth and Qudian’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Prestige Wealth	N/A	N/A	N/A
Qudian	-134.42%	-2.33%	-2.18%

Valuation and Earnings

This table compares Prestige Wealth and Qudian’s revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Prestige Wealth	$350,000.00	19.16	-$1.04 million	N/A	N/A
Qudian	$17.79 million	19.73	$5.51 million	($0.30)	-5.83

Qudian has higher revenue and earnings than Prestige Wealth.

Summary

Qudian beats Prestige Wealth on 5 of the 9 factors compared between the two stocks.

About Prestige Wealth

Prestige Wealth Inc., through its subsidiaries, provides wealth management and asset management services. It assists its clients in identifying and purchasing wealth and asset management products. The company offers its services primarily for high net worth and ultra-high net worth individuals, including business owners, executives, heirs of rich families, and other affluent individuals in Asia primarily in the mainland China or Hong Kong. The company was incorporated in 2018 and is based in Central, Hong Kong. Prestige Wealth Inc. is a subsidiary of Prestige Financial Holdings Group Limited.

About Qudian

Qudian Inc. operates as a consumer-oriented technology company in the People's Republic of China. The company engages in the operation of online platforms to provide small consumer credit products. It also provides technology development and services; research and development services; and delivery services. The company was founded in 2014 and is headquartered in Xiamen, the People's Republic of China.