Head to Head Survey: MMTec (NASDAQ:MTC) vs. Porch Group (NASDAQ:PRCH)

MMTec (NASDAQ:MTC) and Porch Group (NASDAQ:PRCH) are both small-cap business services companies, but which is the superior stock? We will compare the two companies based on the strength of their earnings, valuation, dividends, profitability, institutional ownership, analyst recommendations and risk.

Insider & Institutional Ownership

0.3% of MMTec shares are owned by institutional investors. Comparatively, 48.5% of Porch Group shares are owned by institutional investors. 12.8% of MMTec shares are owned by company insiders. Comparatively, 23.5% of Porch Group shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock is poised for long-term growth.

Profitability

This table compares MMTec and Porch Group’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
MMTec	N/A	N/A	N/A
Porch Group	-18.26%	N/A	-11.22%

Analyst Ratings

This is a summary of current recommendations and price targets for MMTec and Porch Group, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
MMTec	0	0	0	0	N/A
Porch Group	0	1	5	1	3.00

Porch Group has a consensus target price of $4.18, suggesting a potential upside of 211.83%. Given Porch Group’s higher probable upside, analysts plainly believe Porch Group is more favorable than MMTec.

Volatility & Risk

MMTec has a beta of 0.84, indicating that its stock price is 16% less volatile than the S&P 500. Comparatively, Porch Group has a beta of 2.04, indicating that its stock price is 104% more volatile than the S&P 500.

Valuation & Earnings

This table compares MMTec and Porch Group”s gross revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
MMTec	$869,935.00	28.13	$48.96 million	N/A	N/A
Porch Group	$430.30 million	0.37	-$133.93 million	($1.14)	-1.18

MMTec has higher earnings, but lower revenue than Porch Group.

Summary

Porch Group beats MMTec on 7 of the 11 factors compared between the two stocks.

About MMTec

MMTec, Inc., together with its subsidiaries, develops and deploys platforms that enable financial institutions to engage in securities market transactions and settlements worldwide. The company operates in two segments, Gujia and MM Global. It offers Internet-based securities solutions comprising Securities Dealers Trading System, which supports securities registration and clearing, account management, risk management, trading and execution, and third party access middleware; Private Fund Investment Management System that supports multi-account management, fund valuation, risk management, quantitative trading access, liquidation, and requisition management; and Mobile Transaction Individual Client System and PC Client System for Apple IOS, Android, PC, and Web applications. The company enables its customers to white label its trading interface, as well as select modular functionalities. It serves hedge funds, mutual funds, registered investment advisors, proprietary trading groups, and brokerage firms. MMTec, Inc. was incorporated in 2018 and is headquartered in Sheung Wan, Hong Kong.

About Porch Group

Porch Group, Inc., together with its subsidiaries, operates a vertical software and insurance platform in the United States. The company operates in two segments, Vertical Software and Insurance. The Vertical Software segment provides software and services to inspection, mortgage, and title companies on a subscription and transactional basis, as well as move and post-move services. This segment offers inspection software and services, title insurance software, mortgage software, moving services, mover and homeowner marketing, and measurement software for roofers. The Insurance segment offers consumers with insurance and warranty products to protect their homes. This segment provides property-related insurance and captive reinsurance products; and warranty products under the Porch Warranty, American Home Protect, and Residential Warranty Services brands. The company was founded in 2011 and is headquartered in Seattle, Washington.