AppTech Payments (NASDAQ:APCX) vs. Iveda Solutions (NASDAQ:IVDA) Critical Comparison

AppTech Payments (NASDAQ:APCX) and Iveda Solutions (NASDAQ:IVDA) are both small-cap business services companies, but which is the better investment? We will compare the two businesses based on the strength of their risk, valuation, institutional ownership, analyst recommendations, dividends, earnings and profitability.

Earnings & Valuation

This table compares AppTech Payments and Iveda Solutions”s gross revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
AppTech Payments	$462,000.00	36.76	-$18.51 million	($0.92)	-0.75
Iveda Solutions	$3.78 million	7.71	-$3.23 million	($0.24)	-7.46

Iveda Solutions has higher revenue and earnings than AppTech Payments. Iveda Solutions is trading at a lower price-to-earnings ratio than AppTech Payments, indicating that it is currently the more affordable of the two stocks.

Profitability

This table compares AppTech Payments and Iveda Solutions’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
AppTech Payments	-2,648.70%	-451.88%	-191.88%
Iveda Solutions	-93.39%	-66.09%	-49.31%

Analyst Ratings

This is a breakdown of recent ratings for AppTech Payments and Iveda Solutions, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
AppTech Payments	0	0	0	0	N/A
Iveda Solutions	0	0	0	0	N/A

Institutional and Insider Ownership

5.2% of AppTech Payments shares are held by institutional investors. Comparatively, 4.3% of Iveda Solutions shares are held by institutional investors. 8.5% of AppTech Payments shares are held by insiders. Comparatively, 10.4% of Iveda Solutions shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

Risk & Volatility

AppTech Payments has a beta of 0.69, meaning that its share price is 31% less volatile than the S&P 500. Comparatively, Iveda Solutions has a beta of 1.16, meaning that its share price is 16% more volatile than the S&P 500.

Summary

Iveda Solutions beats AppTech Payments on 8 of the 11 factors compared between the two stocks.

About AppTech Payments

AppTech Payments Corp., a financial technology company, provides electronic payment processing technologies and merchant services in the United States. Its merchant transaction services offer processing payments for credit and debit cards through point-of-sale equipment, e-commerce gateways, periodic automatic clearing house payments, and gift and loyalty programs. The company also offers integrated solutions for frictionless digital and mobile payment acceptance, as well as multi-use case, multi-channel, API-driven, and account-based issuer processing for card, digital tokens, and payment transfer transaction services; hosted ecommerce checkout, a flexible payment gateway; and text payment technology, alternative payment methods (APMs), and contactless payments. In addition, it provides FinZeo, a fintech platform. The company was formerly known as AppTech Corp. AppTech Payments Corp. was incorporated in 1998 and is headquartered in Carlsbad, California.

About Iveda Solutions

Iveda Solutions, Inc. provides artificial intelligence (AI) and digital transformation technologies in the United States, Egypt, and Taiwan. The company offers IvedaAI, a deep-learning video analytics software; IvedaPinpoint, a solution that manages Bluetooth trackers and sensors, and displays them on a map for exact location; and Sentir Video, a video surveillance solution for various kinds of applications. It also provides Cerebro IoT Platform, a software technology platform that integrates a multitude of disparate systems for central access and management of applications, subsystems, and devices; and IvedaSPS, a smart power solution utilizing in Cerebro IoT platform. In addition, the company offers Utilus smart pole solution that consists of power and Internet with a communication network for the access and management of sensors and devices. It serves airports, commercial buildings, government customers, data centers, shopping centers, hotels, banks, and safe city projects. Iveda Solutions, Inc. was founded in 2003 and is based in Mesa, Arizona.