Grupo Supervielle (NYSE:SUPV – Get Free Report) and Inter & Co, Inc. (NASDAQ:INTR – Get Free Report) are both finance companies, but which is the superior business? We will compare the two businesses based on the strength of their dividends, earnings, institutional ownership, risk, valuation, profitability and analyst recommendations.
Dividends
Grupo Supervielle pays an annual dividend of $0.15 per share and has a dividend yield of 2.0%. Inter & Co, Inc. pays an annual dividend of $0.03 per share and has a dividend yield of 0.5%. Grupo Supervielle pays out 14.3% of its earnings in the form of a dividend. Inter & Co, Inc. pays out 13.0% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.
Profitability
This table compares Grupo Supervielle and Inter & Co, Inc.’s net margins, return on equity and return on assets.
| Net Margins | Return on Equity | Return on Assets | |
| Grupo Supervielle | 5.56% | 19.09% | 3.41% |
| Inter & Co, Inc. | 8.85% | 7.85% | 1.03% |
Analyst Recommendations
| Sell Ratings | Hold Ratings | Buy Ratings | Strong Buy Ratings | Rating Score | |
| Grupo Supervielle | 0 | 1 | 0 | 0 | 2.00 |
| Inter & Co, Inc. | 0 | 0 | 4 | 0 | 3.00 |
Grupo Supervielle presently has a consensus price target of $7.00, indicating a potential downside of 5.15%. Inter & Co, Inc. has a consensus price target of $7.33, indicating a potential upside of 19.49%. Given Inter & Co, Inc.’s stronger consensus rating and higher probable upside, analysts plainly believe Inter & Co, Inc. is more favorable than Grupo Supervielle.
Insider and Institutional Ownership
22.9% of Inter & Co, Inc. shares are owned by institutional investors. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.
Valuation & Earnings
This table compares Grupo Supervielle and Inter & Co, Inc.”s revenue, earnings per share (EPS) and valuation.
| Gross Revenue | Price/Sales Ratio | Net Income | Earnings Per Share | Price/Earnings Ratio | |
| Grupo Supervielle | $4.88 billion | N/A | $196.14 million | $1.05 | 7.03 |
| Inter & Co, Inc. | $5.46 billion | 0.49 | $60.56 million | $0.23 | 26.65 |
Grupo Supervielle has higher earnings, but lower revenue than Inter & Co, Inc.. Grupo Supervielle is trading at a lower price-to-earnings ratio than Inter & Co, Inc., indicating that it is currently the more affordable of the two stocks.
Volatility and Risk
Grupo Supervielle has a beta of 2.04, suggesting that its share price is 104% more volatile than the S&P 500. Comparatively, Inter & Co, Inc. has a beta of 1.51, suggesting that its share price is 51% more volatile than the S&P 500.
Summary
Inter & Co, Inc. beats Grupo Supervielle on 8 of the 14 factors compared between the two stocks.
About Grupo Supervielle
Grupo Supervielle S.A., a financial services holding company, provides various banking products and services in Argentina. The company operates through Personal & Business Banking, Corporate Banking, Bank Treasury, Consumer Finance, Insurance, and Asset Management and Other Services segments. It offers savings accounts, time and demand deposits, and checking accounts; various loan products, including personal, consumer, mortgage, unsecured, and car loans; overdrafts; loans with special facilities for project and working capital financing; and leasing, bank guarantees for tenants, salary advances, domestic and international factoring, international guarantees and letters of credit, payroll payment plans, credit and debit cards, and senior citizens benefit payment services, as well as financial services and investments, such as mutual funds and guarantees. The company also provides foreign trade and cash management; advisory services; treasury services; insurance products comprising life, home, personal accidents, technology, ATMs, protected bag, and protected content; and asset management and other services, as well as operates as a digital online broker. It operates through a network of bank branches, ATMs, and self-service terminals, as well as ATMs with biometric identification. The company was formerly known as Inversiones y Participaciones S.A. and changed its name to Grupo Supervielle S.A. in November 2008. Grupo Supervielle S.A. was founded in 1887 and is based in Buenos Aires, Argentina.
About Inter & Co, Inc.
Inter & Co, Inc., through its subsidiaries, engages in the banking and spending, investments, insurance brokerage businesses. The company's Banking & Spending segment offers banking products and services, including checking accounts, cards, deposits, loans and advances, and other services. It also provides debt collection, foreign exchange, and financial services, as well as global account digital solution. Its investments segments offers acquisition, sale and custody of securities; structure and distributes securities in the capital market; and operated and manages fund portfolios and other assets. The company's Insurance Brokerage segment provides warranties, life, property and automobile insurance, pension, and consortium products. In addition, it offers inter shop and commerce plus services. Inter & Co, Inc. was founded in 1994 and is based in Belo Horizonte, Brazil.
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