Q3 EPS Estimate for Capital One Financial Cut by Analyst

Capital One Financial Co. (NYSE:COF) – Zacks Research reduced their Q3 2025 earnings per share estimates for Capital One Financial in a note issued to investors on Thursday, October 17th. Zacks Research analyst R. Department now expects that the financial services provider will earn $4.43 per share for the quarter, down from their previous estimate of $4.49. The consensus estimate for Capital One Financial’s current full-year earnings is $12.87 per share. Zacks Research also issued estimates for Capital One Financial’s Q1 2026 earnings at $4.40 EPS and Q3 2026 earnings at $4.69 EPS.

Other equities research analysts have also recently issued reports about the company. Evercore ISI cut their price target on Capital One Financial from $166.00 to $163.00 and set an “in-line” rating for the company in a research note on Monday, October 7th. Citigroup started coverage on Capital One Financial in a research report on Friday, September 20th. They set a “buy” rating and a $190.00 target price for the company. Barclays increased their target price on Capital One Financial from $154.00 to $158.00 and gave the stock an “equal weight” rating in a report on Tuesday, October 8th. Royal Bank of Canada reaffirmed a “sector perform” rating and issued a $150.00 price target on shares of Capital One Financial in a research note on Thursday, July 25th. Finally, Bank of America upped their price objective on shares of Capital One Financial from $158.00 to $161.00 and gave the stock a “buy” rating in a research report on Wednesday, July 24th. Twelve equities research analysts have rated the stock with a hold rating and seven have assigned a buy rating to the stock. According to data from MarketBeat, Capital One Financial presently has a consensus rating of “Hold” and a consensus price target of $151.56.

Capital One Financial Price Performance

NYSE:COF opened at $157.13 on Monday. Capital One Financial has a 52 week low of $88.23 and a 52 week high of $160.45. The company has a debt-to-equity ratio of 0.81, a quick ratio of 1.00 and a current ratio of 1.00. The firm’s 50-day simple moving average is $146.26 and its 200 day simple moving average is $142.51. The firm has a market cap of $59.74 billion, a price-to-earnings ratio of 12.30, a P/E/G ratio of 1.22 and a beta of 1.44.

Capital One Financial (NYSE:COF) last posted its earnings results on Tuesday, July 23rd. The financial services provider reported $3.14 earnings per share for the quarter, missing analysts’ consensus estimates of $3.28 by ($0.14). Capital One Financial had a return on equity of 9.31% and a net margin of 9.01%. The firm had revenue of $9.51 billion for the quarter, compared to analyst estimates of $9.57 billion. During the same period in the prior year, the business posted $3.52 EPS. The firm’s quarterly revenue was up 5.5% compared to the same quarter last year.

Capital One Financial Announces Dividend

The firm also recently announced a quarterly dividend, which was paid on Friday, August 23rd. Investors of record on Monday, August 12th were given a dividend of $0.60 per share. The ex-dividend date was Monday, August 12th. This represents a $2.40 annualized dividend and a dividend yield of 1.53%. Capital One Financial’s payout ratio is 18.79%.

Insider Buying and Selling

In related news, insider Frank G. LapradeIii sold 15,751 shares of the business’s stock in a transaction on Thursday, October 17th. The shares were sold at an average price of $160.00, for a total transaction of $2,520,160.00. Following the transaction, the insider now owns 44,711 shares in the company, valued at $7,153,760. The trade was a 0.00 % decrease in their position. The transaction was disclosed in a legal filing with the Securities & Exchange Commission, which is available at the SEC website. In other news, insider Frank G. LapradeIii sold 15,751 shares of the company’s stock in a transaction dated Thursday, October 17th. The shares were sold at an average price of $160.00, for a total transaction of $2,520,160.00. Following the transaction, the insider now owns 44,711 shares in the company, valued at approximately $7,153,760. This represents a 0.00 % decrease in their ownership of the stock. The sale was disclosed in a document filed with the Securities & Exchange Commission, which is accessible through this link. Also, CEO Kevin S. Borgmann sold 61,532 shares of the business’s stock in a transaction dated Tuesday, August 6th. The shares were sold at an average price of $132.86, for a total value of $8,175,141.52. Following the completion of the sale, the chief executive officer now directly owns 40,934 shares of the company’s stock, valued at $5,438,491.24. The trade was a 0.00 % decrease in their ownership of the stock. The disclosure for this sale can be found here. 1.30% of the stock is currently owned by insiders.

Institutional Trading of Capital One Financial

A number of hedge funds and other institutional investors have recently bought and sold shares of COF. LRI Investments LLC purchased a new stake in shares of Capital One Financial in the first quarter worth approximately $25,000. Y.D. More Investments Ltd purchased a new stake in Capital One Financial in the 2nd quarter valued at $28,000. Hobbs Group Advisors LLC bought a new position in Capital One Financial during the 2nd quarter valued at $29,000. Unique Wealth Strategies LLC purchased a new position in Capital One Financial during the 2nd quarter worth $36,000. Finally, Versant Capital Management Inc grew its stake in shares of Capital One Financial by 391.5% in the 2nd quarter. Versant Capital Management Inc now owns 290 shares of the financial services provider’s stock worth $40,000 after acquiring an additional 231 shares in the last quarter. Institutional investors own 89.84% of the company’s stock.

Capital One Financial Company Profile

Capital One Financial Corporation operates as the financial services holding company for the Capital One, National Association, which engages in the provision of various financial products and services in the United States, Canada, and the United Kingdom. It operates through three segments: Credit Card, Consumer Banking, and Commercial Banking.