Financial Analysis: KYN Capital Group (OTCMKTS:KYNC) and Open Lending (NASDAQ:LPRO)

KYN Capital Group (OTCMKTS:KYNC) and Open Lending (NASDAQ:LPRO) are both financial services companies, but which is the superior investment? We will contrast the two companies based on the strength of their profitability, analyst recommendations, risk, earnings, valuation, institutional ownership and dividends.

Earnings & Valuation

This table compares KYN Capital Group and Open Lending”s revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
KYN Capital Group	N/A	N/A	N/A	N/A	N/A
Open Lending	$98.42 million	6.55	$22.07 million	$0.11	49.18

Open Lending has higher revenue and earnings than KYN Capital Group.

Profitability

This table compares KYN Capital Group and Open Lending’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
KYN Capital Group	N/A	N/A	N/A
Open Lending	6.25%	2.90%	1.62%

Analyst Recommendations

This is a summary of current recommendations and price targets for KYN Capital Group and Open Lending, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
KYN Capital Group	0	0	0	0	N/A
Open Lending	0	6	3	0	2.33

Open Lending has a consensus price target of $6.56, indicating a potential upside of 21.30%. Given Open Lending’s higher possible upside, analysts clearly believe Open Lending is more favorable than KYN Capital Group.

Insider and Institutional Ownership

78.1% of Open Lending shares are owned by institutional investors. 15.0% of Open Lending shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.

Summary

Open Lending beats KYN Capital Group on 8 of the 8 factors compared between the two stocks.

About KYN Capital Group

KYN Capital Group, Inc. operates as a holding company for acquisitions, entertainment, blockchain, cryptocurrency, and touchless payments. It offers Koinfoldpay, a contactless crypto payment gateway for businesses. Its Koinfoldpay allows business to receive Bitcoin, Ethereum, Bitcoin cash, and Litecoin for online payments. The company was formerly known as New Taohuayuan Culture Tourism Co., Ltd. and changed its name to KYN Capital Group, Inc. in April 2015. KYN Capital Group, Inc. was founded in 1997 and is based in Ione, California.

About Open Lending

Open Lending Corporation provides lending enablement and risk analytics solutions to credit unions, regional banks, finance companies, and captive finance companies of automakers in the United States. The company offers Lenders Protection Program (LPP), which is a cloud-based automotive lending platform that provides loan analytics solutions and automated issuance of credit default insurance with third-party insurance providers. Its LPP products include loan analytics, risk-based loan pricing, risk modeling, and automated decision technology for automotive lenders. Open Lending Corporation was founded in 2000 and is based in Austin, Texas.