Head-To-Head Comparison: Greystone Housing Impact Investors (NYSE:GHI) vs. NU (NYSE:NU)

Greystone Housing Impact Investors (NYSE:GHI) and NU (NYSE:NU) are both finance companies, but which is the better stock? We will contrast the two companies based on the strength of their valuation, risk, dividends, analyst recommendations, earnings, institutional ownership and profitability.

Analyst Ratings

This is a summary of recent ratings for Greystone Housing Impact Investors and NU, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Greystone Housing Impact Investors	0	0	3	0	3.00
NU	0	3	5	0	2.63

Greystone Housing Impact Investors presently has a consensus price target of $17.33, indicating a potential upside of 41.15%. NU has a consensus price target of $15.21, indicating a potential downside of 1.73%. Given Greystone Housing Impact Investors’ stronger consensus rating and higher possible upside, analysts clearly believe Greystone Housing Impact Investors is more favorable than NU.

Profitability

This table compares Greystone Housing Impact Investors and NU’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Greystone Housing Impact Investors	32.12%	6.90%	1.50%
NU	15.11%	27.00%	4.19%

Risk and Volatility

Greystone Housing Impact Investors has a beta of 0.68, indicating that its share price is 32% less volatile than the S&P 500. Comparatively, NU has a beta of 1.15, indicating that its share price is 15% more volatile than the S&P 500.

Insider and Institutional Ownership

9.0% of Greystone Housing Impact Investors shares are owned by institutional investors. Comparatively, 80.9% of NU shares are owned by institutional investors. 1.3% of Greystone Housing Impact Investors shares are owned by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company is poised for long-term growth.

Valuation and Earnings

This table compares Greystone Housing Impact Investors and NU”s revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Greystone Housing Impact Investors	$52.10 million	5.49	$54.01 million	$1.89	6.50
NU	$8.03 billion	9.19	$1.03 billion	$0.31	49.94

NU has higher revenue and earnings than Greystone Housing Impact Investors. Greystone Housing Impact Investors is trading at a lower price-to-earnings ratio than NU, indicating that it is currently the more affordable of the two stocks.

Summary

NU beats Greystone Housing Impact Investors on 9 of the 14 factors compared between the two stocks.

About Greystone Housing Impact Investors

Greystone Housing Impact Investors LP acquires, holds, sells, and deals in a portfolio of mortgage revenue bonds (MRBs) that are issued to provide construction and/or permanent financing for multifamily, student, and senior citizen housing; skilled nursing properties; and commercial properties in the United States. The company operates in four segments: Affordable Multifamily MRB Investments; Seniors and Skilled Nursing MRB Investments; MF Properties; Market-Rate Joint Venture Investments. It also invests in governmental issuer loans. The company was formerly known as America First Multifamily Investors, L.P. and changed its name to Greystone Housing Impact Investors LP in December 2022. Greystone Housing Impact Investors LP was incorporated in 1998 and is based in Omaha, Nebraska.

About NU

Nu Holdings Ltd. provides digital banking platform and digital financial services in Brazil, Mexico, Colombia, and internationally. It offers Nu credit and debit cards; Ultraviolet credit and debit cards; and mobile payment solutions for NuAccount customers to make and receive transfers, pay bills, and make everyday purchases through their mobile phones. The company provides savings solutions, such as Nu Personal Accounts, a digital account solution that supports all personal finance activities, from daily purchases and money transfers to savings; and Nu business accounts designed specifically for entrepreneur customers and their businesses. In addition, it offers NuCrypto, a solution for buying and selling cryptocurrencies through the Nu app; NuInvest, an investment product that provides equity, fixed-income, options, and ETF products, as well as multimarket funds with curated asset allocations based on the customer's risk profile and financial position; personal unsecured loans; in-app buy now pay later' solution for Nu card customers to pay credit and debit purchases, and banking payment slips over time in up to twelve installments; and NuInsurance protecting solutions to help its customers secure life insurance and funeral benefits. The company was founded in 2013 and is headquartered in Sao Paulo, Brazil.