Head-To-Head Analysis: SR Bancorp (SRBK) versus Its Rivals

SR Bancorp (NASDAQ:SRBK) is one of 41 public companies in the “Savings institutions, except federal” industry, but how does it contrast to its peers? We will compare SR Bancorp to related companies based on the strength of its valuation, profitability, analyst recommendations, dividends, risk, institutional ownership and earnings.

Profitability

This table compares SR Bancorp and its peers’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
SR Bancorp	-28.30%	-5.49%	-1.02%
SR Bancorp Competitors	7.64%	4.98%	0.55%

Analyst Ratings

This is a summary of current ratings and target prices for SR Bancorp and its peers, as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
SR Bancorp	0	0	0	0	N/A
SR Bancorp Competitors	120	584	366	5	2.24

As a group, “Savings institutions, except federal” companies have a potential downside of 2.32%. Given SR Bancorp’s peers higher possible upside, analysts clearly believe SR Bancorp has less favorable growth aspects than its peers.

Institutional & Insider Ownership

24.7% of SR Bancorp shares are owned by institutional investors. Comparatively, 44.0% of shares of all “Savings institutions, except federal” companies are owned by institutional investors. 3.6% of SR Bancorp shares are owned by insiders. Comparatively, 8.5% of shares of all “Savings institutions, except federal” companies are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.

Valuation and Earnings

This table compares SR Bancorp and its peers top-line revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Net Income	Price/Earnings Ratio
SR Bancorp	$38.38 million	-$10.86 million	-1.09
SR Bancorp Competitors	$302.51 million	$15.59 million	1.48

SR Bancorp’s peers have higher revenue and earnings than SR Bancorp. SR Bancorp is trading at a lower price-to-earnings ratio than its peers, indicating that it is currently more affordable than other companies in its industry.

Summary

SR Bancorp peers beat SR Bancorp on 9 of the 9 factors compared.

About SR Bancorp

SR Bancorp, Inc. operates as the holding company for Somerset Regal Bank that provides customary retail and commercial banking services to individuals, businesses, and local municipalities in the communities of Somerset, Middlesex, Hunterdon, and Essex counties in New Jersey. It offers deposit instruments, including noninterest-bearing demand deposits, interest-bearing demand accounts, savings accounts, money market accounts, and certificates of deposit. The company also provides loans comprising one- to four family-residential mortgage loans, home equity loans and lines of credit, unsecured personal loans, and rehabilitation loans; and bill payment services. In addition, it is involved in the investment activities. The company was founded in 1887 and is headquartered in Bound Brook, New Jersey.