Comparing Concordia Financial Group (OTCMKTS:CCRDF) & Cadence Bank (NYSE:CADE)

Cadence Bank (NYSE:CADE) and Concordia Financial Group (OTCMKTS:CCRDF) are both financial services companies, but which is the superior business? We will compare the two businesses based on the strength of their institutional ownership, earnings, dividends, analyst recommendations, valuation, risk and profitability.

Analyst Recommendations

This is a breakdown of current recommendations for Cadence Bank and Concordia Financial Group, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Cadence Bank	0	5	6	1	2.67
Concordia Financial Group	0	0	0	0	N/A

Cadence Bank presently has a consensus price target of $35.29, suggesting a potential upside of 3.52%. Given Cadence Bank’s higher probable upside, analysts plainly believe Cadence Bank is more favorable than Concordia Financial Group.

Profitability

This table compares Cadence Bank and Concordia Financial Group’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Cadence Bank	24.42%	8.82%	0.88%
Concordia Financial Group	N/A	N/A	N/A

Institutional & Insider Ownership

84.6% of Cadence Bank shares are held by institutional investors. 2.2% of Cadence Bank shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.

Valuation & Earnings

This table compares Cadence Bank and Concordia Financial Group”s top-line revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Cadence Bank	$921.95 million	6.74	$542.30 million	$3.13	10.89
Concordia Financial Group	N/A	N/A	N/A	N/A	N/A

Cadence Bank has higher revenue and earnings than Concordia Financial Group.

Summary

Cadence Bank beats Concordia Financial Group on 9 of the 9 factors compared between the two stocks.

About Cadence Bank

Cadence Bank provides commercial banking and financial services. Its products and services include consumer banking, consumer loans, mortgages, home equity lines and loans, credit cards, commercial and business banking, treasury management, specialized and asset-based lending, commercial real estate, equipment financing, and correspondent banking services. The company’s products and services also comprise small business administration lending, foreign exchange, wealth management, investment and trust, financial planning, retirement plan management, and personal and business insurance services. Cadence Bank was founded in 1876 and is headquartered in Tupelo, Mississippi.

About Concordia Financial Group

Concordia Financial Group, Ltd. provides various banking products and services to small and medium-sized businesses and individuals. The company offers various deposit and loan products; and securities, leasing, survey research and other information, venture capital, and other financial services. It operates through a network of branches, sub-branches, ATMs, and representative offices in Japan and internationally. Concordia Financial Group, Ltd. was incorporated in 2016 and is headquartered in Tokyo, Japan.