Reviewing Zhibao Technology (NASDAQ:ZBAO) & The Baldwin Insurance Group (NASDAQ:BRP)

Zhibao Technology (NASDAQ:ZBAO) and The Baldwin Insurance Group (NASDAQ:BRP) are both finance companies, but which is the better stock? We will compare the two businesses based on the strength of their analyst recommendations, valuation, institutional ownership, risk, profitability, dividends and earnings.

Earnings and Valuation

This table compares Zhibao Technology and The Baldwin Insurance Group”s revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Zhibao Technology	N/A	N/A	N/A	N/A	N/A
The Baldwin Insurance Group	$1.27 billion	4.29	-$90.14 million	($0.92)	-50.28

Zhibao Technology has higher earnings, but lower revenue than The Baldwin Insurance Group.

Profitability

This table compares Zhibao Technology and The Baldwin Insurance Group’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Zhibao Technology	N/A	N/A	N/A
The Baldwin Insurance Group	-4.29%	9.21%	2.82%

Insider and Institutional Ownership

70.4% of The Baldwin Insurance Group shares are held by institutional investors. 22.7% of The Baldwin Insurance Group shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term.

Analyst Recommendations

This is a summary of recent ratings and recommmendations for Zhibao Technology and The Baldwin Insurance Group, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Zhibao Technology	0	0	0	0	N/A
The Baldwin Insurance Group	0	1	4	1	3.00

The Baldwin Insurance Group has a consensus target price of $34.00, suggesting a potential downside of 26.50%. Given The Baldwin Insurance Group’s higher possible upside, analysts plainly believe The Baldwin Insurance Group is more favorable than Zhibao Technology.

Summary

The Baldwin Insurance Group beats Zhibao Technology on 8 of the 9 factors compared between the two stocks.

About Zhibao Technology

Zhibao Technology Inc., through its subsidiaries, provides digital insurance brokerage services in China. It also offers managing general underwriter services; and offline insurance brokerage consulting services. The company was founded in 2015 and is based in Shanghai, China.

About The Baldwin Insurance Group

BRP Group, Inc. operates as an independent insurance distribution firm that delivers insurance and risk management solutions in the United States. It operates through three segments: Insurance Advisory Solutions; Underwriting, Capacity & Technology Solutions; and Mainstreet Insurance Solutions. The Insurance Advisory Solutions segment provides commercial risk management, employee benefits, and private risk management solutions for businesses and high-net-worth individuals, as well as their families. The Underwriting, Capacity & Technology Solutions segment offers Future platform, that manufactures technology-enabled insurance products suite comprises personal, commercial, and specialty lines; specialty wholesale broker business that delivers professionals, individuals, and niche industry businesses; and reinsurance brokerage services. The Mainstreet Insurance Solutions segment provides personal insurance, commercial insurance, and life and health solutions to individuals and businesses in communities. BRP Group, Inc. was founded in 2011 and is headquartered in Tampa, Florida.