Analyzing Greenidge Generation (NASDAQ:GREE) and OppFi (NYSE:OPFI)

Greenidge Generation (NASDAQ:GREE) and OppFi (NYSE:OPFI) are both small-cap finance companies, but which is the superior investment? We will contrast the two companies based on the strength of their valuation, earnings, analyst recommendations, dividends, risk, profitability and institutional ownership.

Insider & Institutional Ownership

8.5% of Greenidge Generation shares are owned by institutional investors. Comparatively, 7.1% of OppFi shares are owned by institutional investors. 31.3% of Greenidge Generation shares are owned by company insiders. Comparatively, 84.0% of OppFi shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term.

Risk & Volatility

Greenidge Generation has a beta of 3.17, meaning that its share price is 217% more volatile than the S&P 500. Comparatively, OppFi has a beta of 1.2, meaning that its share price is 20% more volatile than the S&P 500.

Profitability

This table compares Greenidge Generation and OppFi’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Greenidge Generation	-20.09%	N/A	-18.76%
OppFi	1.40%	35.04%	12.09%

Valuation & Earnings

This table compares Greenidge Generation and OppFi”s revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Greenidge Generation	$64.38 million	0.37	-$29.51 million	N/A	N/A
OppFi	$523.16 million	1.25	-$1.00 million	$0.16	47.56

OppFi has higher revenue and earnings than Greenidge Generation.

Analyst Ratings

This is a summary of recent recommendations for Greenidge Generation and OppFi, as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Greenidge Generation	0	0	1	0	3.00
OppFi	0	0	2	0	3.00

Greenidge Generation currently has a consensus price target of $4.00, suggesting a potential upside of 85.19%. OppFi has a consensus price target of $6.50, suggesting a potential downside of 14.59%. Given Greenidge Generation’s higher probable upside, equities research analysts plainly believe Greenidge Generation is more favorable than OppFi.

Summary

OppFi beats Greenidge Generation on 8 of the 11 factors compared between the two stocks.

About Greenidge Generation

Greenidge Generation Holdings Inc. operates as an integrated cryptocurrency datacenter and power generation company. The company owns and operates cryptocurrency datacenter in New York, as well as hosts, powers, and provides technical support and other related services to bitcoin mining equipment owned by customers. It also owns and operates a 106 MW nameplate capacity power generation facility. The company was founded in 1937 and is based in Fairfield, Connecticut.

About OppFi

OppFi Inc. operates a cialty finance platform that allows banks to offer credit access. Its platform facilitates the OppLoans, an installment loan product; SalaryTap, a payroll deduction secured installment loan product; and OppFi Card, a credit card product. OppFi Inc. was founded in 2012 and is headquartered in Chicago, Illinois.